Native Wake Up India - How to set UPI QR Code

　　**UPI QR Code Setup Guide**

　　**I. What is UPI QR Code? **

　　The UPI QR Code (Quick Response Code) is a machine-scannable code generated using NPCI's UPI infrastructure to store merchant banking information. Users simply scan the code using a UPI-enabled application to complete payments quickly for touch-free collections.

　　**II. Under what circumstances can I use UPI QR codes? **

　　Businesses with a franchise model or multiple branches can generate unique UPI QR codes for each unit, making it easy to collect UPI payments and match revenue across units. Scenarios include multi-chain businesses such as restaurants, travel agencies, jewellery showrooms, theatres, retail shops, pharmacies, etc., as well as multi-sector organisations such as hospitals, schools, universities and service centres.

　　**III. Benefits of having a UPI QR code**

　　1. **Quick Payments**: UPI provides an affordable cash transfer mechanism where merchants with UPI QR codes can facilitate quick payments.

　　2. **Secure payment**: Compared to PoS terminals, UPI QR codes eliminate the risk of information being copied and stolen.

　　3. **Highly reliable**: Scanning QR codes for payment reduces errors in the transaction process and increases the reliability of payments.

　　**IV. How to get UPI QR code? **

　　1. Ensure that you have a bank account to receive payments.

　　2. Link the bank account to the BHIM mobile application.

　　3. Create a QR code using BHIM.

　　4. Printing QR codes for customers to pay for products or services.

　　There are also third-party QR code generators available to create unique UPI QR codes online, but their authenticity needs to be verified before use.

　　**V. Difference between static and dynamic QR codes**

　　1. **Static QR code**: Multiple payments can be accepted, no fixed amount is specified, and the customer is required to enter the amount at the time of payment.

　　2. **Dynamic QR code**: Each transaction generates a unique QR code with a predefined amount, which is automatically populated by the amount scanned by the customer and is valid for a certain period of time.

　　**Concluding remarks**

　　Atpay, as a professional payment solution provider, has been deeply involved in payment services in India for many years and has provided payment functionality to a wide range of clients. We specialise in payment integration and high-risk payment processing and welcome inquiries and conversations.