{"id":589,"date":"2025-12-24T11:04:48","date_gmt":"2025-12-24T03:04:48","guid":{"rendered":"https:\/\/www.yinduzhifu.life\/?p=589"},"modified":"2025-12-24T11:04:48","modified_gmt":"2025-12-24T03:04:48","slug":"%e5%8d%b0%e5%ba%a6%e5%94%a4%e9%86%92%e6%94%af%e4%bb%98%e4%b8%8e%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e5%85%b3%e7%b3%bb","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2025\/12\/24\/%e5%8d%b0%e5%ba%a6%e5%94%a4%e9%86%92%e6%94%af%e4%bb%98%e4%b8%8e%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e5%85%b3%e7%b3%bb\/","title":{"rendered":"\u5370\u5ea6\u5524\u9192\u652f\u4ed8\u4e0e\u652f\u4ed8\u7cfb\u7edf\u7684\u5173\u7cfb"},"content":{"rendered":"

\"\u5370\u5ea6\u5524\u9192\u652f\u4ed8\u4e0e\u652f\u4ed8\u7cfb\u7edf\u7684\u5173\u7cfb\"<\/p>\n

\u5370\u5ea6\u5524\u9192\u652f\u4ed8\u4e0e\u652f\u4ed8\u7cfb\u7edf\u7684\u5173\u7cfb\uff1a\u63a8\u52a8\u6570\u5b57\u91d1\u878d\u9769\u547d\u7684\u5173\u952e\u529b\u91cf<\/h1>\n

\u5f15\u8a00\uff1a\u5370\u5ea6\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u7684\u8f6c\u578b\u65f6\u523b<\/h2>\n

\u8fd1\u5e74\u6765\uff0c\u5370\u5ea6\u7ecf\u5386\u4e86\u4e00\u573a\u524d\u6240\u672a\u6709\u7684\u6570\u5b57\u652f\u4ed8\u9769\u547d\uff0c\u5176\u4e2d\u201c\u5524\u9192\u652f\u4ed8\u201d\uff08Wake-up Payments\uff09\u6982\u5ff5\u9010\u6e10\u6210\u4e3a\u63a8\u52a8\u6574\u4e2a\u652f\u4ed8\u7cfb\u7edf\u73b0\u4ee3\u5316\u7684\u91cd\u8981\u50ac\u5316\u5242\u3002\u4f5c\u4e3a\u56fd\u9645\u652f\u4ed8\u7f51\u5173\u4e13\u5bb6\uff0c\u672c\u6587\u5c06\u6df1\u5165\u63a2\u8ba8\u5524\u9192\u652f\u4ed8\u5728\u5370\u5ea6\u91d1\u878d\u751f\u6001\u7cfb\u7edf\u4e2d\u7684\u89d2\u8272\u3001\u5176\u4e0e\u73b0\u6709\u53ca\u65b0\u5174\u652f\u4ed8\u7cfb\u7edf\u7684\u5173\u7cfb\uff0c\u4ee5\u53ca\u5bf9\u672a\u6765\u6570\u5b57\u7ecf\u6d4e\u7684\u5f71\u54cd\u3002<\/p>\n

\u4ec0\u4e48\u662f\u5524\u9192\u652f\u4ed8\uff1f<\/h2>\n

\u5524\u9192\u652f\u4ed8\u7684\u6838\u5fc3\u7406\u5ff5\u662f\u901a\u8fc7\u667a\u80fd\u89e6\u53d1\u673a\u5236\u6fc0\u6d3b\u7528\u6237\u7684\u4ea4\u6613\u884c\u4e3a\u6216\u8d26\u6237\u6d3b\u52a8\u3002\u5728\u5370\u5ea6\u8bed\u5883\u4e0b\uff0c\u8fd9\u901a\u5e38\u6307\u901a\u8fc7UPI\uff08\u7edf\u4e00\u4ed8\u6b3e\u63a5\u53e3\uff09\u3001\u79fb\u52a8\u94b1\u5305\u3001\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u7b49\u6570\u5b57\u6e20\u9053\u5b9e\u73b0\u7684\u81ea\u52a8\u5316\u6216\u534a\u81ea\u52a8\u5316\u4ea4\u6613\u542f\u52a8\u65b9\u5f0f\u3002\u8fd9\u79cd\u6a21\u5f0f\u4e0d\u4ec5\u5305\u62ec\u5b9a\u65f6\u4ed8\u6b3e\u3001\u8ba2\u9605\u670d\u52a1\u7eed\u8d39\uff0c\u8fd8\u6db5\u76d6\u57fa\u4e8e\u4e8b\u4ef6\u89e6\u53d1\u7684\u667a\u80fd\u4ea4\u6613\u573a\u666f\u3002<\/p>\n

\u5370\u5ea6\u4f20\u7edf\u4e0e\u73b0\u4ee3\u5e76\u5b58\u7684\u72ec\u7279\u683c\u5c40<\/h2>\n

\u8981\u7406\u89e3\u5524\u9192\u652f\u4ed8\u7684\u5d1b\u8d77\u80cc\u666f\uff0c\u5fc5\u987b\u9996\u5148\u4e86\u89e3\u5370\u5ea6\u7684\u7279\u6b8a\u91d1\u878d\u73af\u5883\uff1a<\/p>\n

    \n
  1. \u591a\u5c42\u6b21\u5e76\u5b58<\/strong>\uff1a\u73b0\u91d1\u7ecf\u6d4e\u4f9d\u7136\u5e7f\u6cdb\u5b58\u5728\u7684\u540c\u65f6\uff0c\u6570\u5b57\u57fa\u7840\u8bbe\u65bd\u5feb\u901f\u6269\u5f20<\/li>\n
  2. \u653f\u7b56\u9a71\u52a8<\/strong>\uff1a\u653f\u5e9c\u4e3b\u5bfc\u7684\u201c\u6570\u5b57\u5316\u5370\u5ea6\u201d\u5021\u8bae\u548c\u5e9f\u949e\u4ee4\u52a0\u901f\u4e86\u53d8\u9769<\/li>\n
  3. \u6280\u672f\u8de8\u8d8a<\/strong>\uff1a\u4ece\u529f\u80fd\u624b\u673a\u5230\u667a\u80fd\u624b\u673a\u7684\u5feb\u901f\u8fc7\u6e21\u521b\u9020\u4e86\u72ec\u7279\u7684\u521b\u65b0\u7a7a\u95f4<\/li>\n
  4. \u76d1\u7ba1\u521b\u65b0<\/strong>\uff1aNPCI\uff08\u56fd\u5bb6\u4ed8\u6b3e\u516c\u53f8\uff09\u63a8\u51fa\u7684UPI\u7cfb\u7edf\u6210\u4e3a\u5168\u7403\u5178\u8303<\/li>\n<\/ol>\n

    \u5728\u8fd9\u6837\u7684\u73af\u5883\u4e2d\uff0c\u201c\u5524\u9192\u201d\u6c89\u7761\u7684\u4ea4\u6613\u6f5c\u529b\u6210\u4e3a\u4e86\u5173\u952e\u6311\u6218\u548c\u673a\u9047\u3002<\/p>\n

    UPI\u7cfb\u7edf\u2014\u2014\u89c9\u9192\u7684\u6838\u5fc3\u5f15\u64ce<\/h2>\n

    \u7edf\u4e00\u4ed8\u6b3e\u63a5\u53e3\u65e0\u7591\u662f\u8fd9\u573a\u89c9\u9192\u8fd0\u52a8\u7684\u6838\u5fc3\u9a71\u52a8\u529b\uff1a<\/p>\n

    UPI\u5982\u4f55\u5b9e\u73b0\u201c\u5524\u9192\u201d<\/h3>\n
      \n
    • \u865a\u62df\u5730\u5740\u7b80\u5316\u6d41\u7a0b<\/strong>\uff1a\u6d88\u9664\u4e86\u590d\u6742\u7684\u94f6\u884c\u8d26\u6237\u4fe1\u606f\u4ea4\u6362\u9700\u6c42<\/li>\n
    • \u5373\u65f6\u7ed3\u7b97\u80fd\u529b<\/strong>\uff1a24\/7\u5b9e\u65f6\u6e05\u7b97\u6253\u7834\u4e86\u4f20\u7edf\u65f6\u95f4\u9650\u5236<\/li>\n
    • \u4e92\u64cd\u4f5c\u6027\u8bbe\u8ba1<\/strong>\uff1a\u8de8\u94f6\u884c\u65e0\u7f1d\u8fde\u63a5\u521b\u9020\u4e86\u4e00\u4f53\u5316\u4f53\u9a8c<\/li>\n
    • API\u5f00\u653e\u751f\u6001<\/strong>\uff1a\u7b2c\u4e09\u65b9\u5f00\u53d1\u8005\u80fd\u591f\u6784\u5efa\u521b\u65b0\u7684\u89e6\u53d1\u573a\u666f<\/li>\n<\/ul>\n

      \u201c\u54c8\u96f7\u7279\u201d\uff08Har Payment Digital\uff09\u6548\u5e94<\/h3>\n

      UPI\u7684\u53e3\u53f7\u201c\u6bcf\u6b21\u4ed8\u6b3e\u90fd\u6570\u5b57\u5316\u201d\u4f53\u73b0\u4e86\u5176\u6839\u672c\u76ee\u6807\u2014\u2014\u5c06\u65e5\u5e38\u4ea4\u6613\u7684\u6bcf\u4e00\u4e2a\u73af\u8282\u4ece\u4f11\u7720\u72b6\u6001\u4e2d\u6fc0\u6d3b\u30022023\u5e74\u6570\u636e\u663e\u793a\uff0cUPI\u6708\u4ea4\u6613\u91cf\u5df2\u8d85\u8fc7100\u4ebf\u7b14\uff0c\u8bc1\u660e\u8fd9\u4e00\u89c9\u9192\u8fc7\u7a0b\u6b63\u5728\u5927\u89c4\u6a21\u53d1\u751f\u3002<\/p>\n

      \u5173\u952e\u5e94\u7528\u573a\u666f\u4e2d\u7684\u89c9\u9192\u673a\u5236\u5206\u6790<\/h2>\n

      1. DBT\u76f4\u63a5\u798f\u5229\u8f6c\u79fb\u8ba1\u5212\u4e2d\u7684\u81ea\u52a8\u5206\u53d1\u6a21\u5f0f<\/h3>\n

      \u653f\u5e9c\u8865\u8d34\u901a\u8fc7JAM\u4e09\u4f4d\u4e00\u4f53\uff08Jan Dhan\u8d26\u6237-Aadhaar\u8eab\u4efd\u8bc1-\u79fb\u52a8\u7535\u8bdd\uff09\u81ea\u52a8\u89e6\u53d1\u53d1\u653e\uff1a<\/p>\n

        \n
      • Aadhaar\u8eab\u4efd\u9a8c\u8bc1\u6210\u529f\u5373\u542f\u52a8\u8d44\u91d1\u6d41\u8f6c\u7a0b\u5e8f<\/li>\n
      • \u53d7\u76ca\u4eba\u65e0\u9700\u4e3b\u52a8\u7533\u8bf7\u5373\u53ef\u63a5\u6536\u6b3e\u9879\u7684\u7cfb\u7edf\u8bbe\u8ba1\u7406\u5ff5\u662f\u5178\u578b\u7684\u88ab\u52a8\u5f0f\u201c\u88ab\u5524\u9192\u6765\u201d<\/li>\n<\/ul>\n

        2. ONDC\u5f00\u653e\u7f51\u7edc\u5e26\u6765\u7684\u5546\u4e1a\u82cf\u9192\u6548\u5e94<\/h3>\n

        \u8fd9\u4e2a\u65b0\u5174\u7684\u6570\u5b57\u5546\u52a1\u534f\u8bae\u5c42\u6b63\u5728\u521b\u5efa\u65b0\u7684\u89e6\u53d1\u5668\uff1a<\/p>\n

          \n
        • \u5f53\u4e70\u5bb6\u641c\u7d22\u4ea7\u54c1\u65f6\u81ea\u52a8\u5339\u914d\u9644\u8fd1\u4f9b\u5e94\u5546\u5e76\u542f\u52a8\u6f5c\u5728\u4ea4\u6613\u6d41\u7a0b<\/li>\n
        • \u7269\u6d41\u66f4\u65b0\u81ea\u52a8\u89e6\u53d1\u5206\u671f\u653e\u6b3e\u7ed9\u5356\u5bb6<\/li>\n<\/ul>\n

          3 . Recurring Payments\u5faa\u73af\u8d26\u5355\u7ba1\u7406
          \n\u6bcf\u6708\u5b9a\u671f\u6263\u6b3e\u7684\u8ba2\u9605\u670d\u52a1\u5982OTT\u5e73\u53f0 \u3001\u516c\u7528\u4e8b\u4e1a\u7f34\u8d39\u7b49 \uff0c\u7528\u6237\u53ea\u9700\u4e00\u6b21\u6388\u6743\u5c31\u80fd\u6301\u7eed\u4fdd\u6301\u670d\u52a1\u6d3b\u8dc3\u72b6\u6001 \u3002<\/p>\n

          \u6280\u672f\u67b6\u6784\u5c42\u9762\u7684\u652f\u6301\u4f53\u7cfb<\/p>\n

          A . AA\u6846\u67b6(Account Aggregator)\u7684\u4f5c\u7528
          \n\u6570\u636e\u6d41\u52a8\u8bb8\u53ef\u5236\u5ea6\u4f7f\u5f97\u91d1\u878d\u670d\u52a1\u63d0\u4f9b\u5546\u53ef\u4ee5\u5728\u83b7\u5f97\u540c\u610f\u540e\u8bbf\u95ee\u7528\u6237\u5206\u6563\u5728\u4e0d\u540c\u673a\u6784\u7684\u6570\u636e \uff0c\u4ece\u800c\u66f4\u7cbe\u51c6\u5730\u8bc6\u522b\u4f55\u65f6\u9700\u8981\u53d1\u8d77\u4f55\u79cd\u7c7b\u578b\u7684"\u53eb\u9192"\u64cd\u4f5c \u3002<\/p>\n

          B . OCEN(Open Credit Enablement Network)\u4fe1\u7528\u8d4b\u80fd\u7f51\u7edc
          \n\u5c06\u8d37\u6b3e\u5d4c\u5165\u5404\u7c7b\u6d88\u8d39\u573a\u666f\u4e2d \uff1a\u4f8b\u5982\u7535\u5546\u7ed3\u8d26\u65f6\u7acb\u5373\u8bc4\u4f30\u5e76\u63d0\u4f9b\u5206\u671f\u9009\u9879 \u2014\u2014\u8fd9\u79cd\u60c5\u5883\u611f\u77e5\u578b\u4fe1\u8d37\u6b63\u662f\u9ad8\u7ea7\u5f62\u6001\u7684"\u9002\u65f6\u53eb\u9192"\u3002<\/p>\n

          \u5bf9\u6d88\u8d39\u8005\u884c\u4e3a\u7684\u91cd\u5851\u5f71\u54cd<\/p>\n\n\n\n\n\n\n\n
          \u8f6c\u53d8\u7ef4\u5ea6<\/th>\n\u5177\u4f53\u8868\u73b0<\/th>\n<\/tr>\n<\/thead>\n
          \u9884\u671f\u6539\u53d8<\/td>\n\u4ece\u4e3b\u52a8\u64cd\u4f5c\u8f6c\u5411\u63a5\u53d7\u667a\u80fd\u63d0\u793a<\/td>\n<\/tr>\n
          \u4fe1\u4efb\u5efa\u7acb<\/td>\n\u5bf9\u81ea\u52a8\u5316\u6d41\u7a0b\u5b89\u5168\u6027\u7684\u4fe1\u5fc3\u589e\u5f3a<\/td>\n<\/tr>\n
          \u4e60\u60ef\u517b\u6210<\/td>\n\u4f9d\u8d56\u9884\u8bbe\u89c4\u5219\u800c\u975e\u6bcf\u6b21\u51b3\u7b56<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \u5546\u6237\u4fa7\u53d7\u76ca\u5206\u6790<\/p>\n

          \u51cf\u5c11\u5f03\u5355\u7387<\/em> :\u5728\u8d2d\u7269\u8f66\u95f2\u7f6e\u4e00\u6bb5\u65f6\u95f4\u540e\u53d1\u9001\u5e26\u4fbf\u6377\u94fe\u63a5\u7684\u6d88\u606f\u53ef\u633d\u56de\u7ea615%-20%\u6f5c\u5728\u6d41\u5931\u8ba2\u5355 \u3002
          \n\u73b0\u91d1\u6d41\u6539\u5584<\/em> :\u9884\u6388\u6743\u548c\u5b9a\u671f\u6536\u6b3e\u529f\u80fd\u964d\u4f4e\u574f\u8d26\u98ce\u9669\u5e76\u63d0\u9ad8\u9884\u6d4b\u51c6\u786e\u6027 \u3002
          \n\u5ba2\u6237\u5fe0\u8bda\u5ea6\u63d0\u5347<\/em> :\u65e0\u7f1d\u7eed\u8ba2\u4f53\u9a8c\u589e\u52a0\u957f\u671f\u4ef7\u503c\u5ba2\u6237\u6bd4\u4f8b \u3002<\/p>\n

          \u9762\u4e34\u7684\u6311\u6218\u4e0e\u5e94\u5bf9\u7b56\u7565<\/p>\n

          \u867d\u7136\u524d\u666f\u5e7f\u9614,\u4f46\u4ee5\u4e0b\u95ee\u9898\u4ecd\u9700\u5173\u6ce8:<\/p>\n

          1.\u5b89\u5168\u6027\u5e73\u8861<\/strong>:\u5982\u4f55\u5728\u4fbf\u5229\u6027\u4e0e\u98ce\u9669\u63a7\u5236\u4e4b\u95f4\u627e\u5230\u6700\u4f73\u70b9?\u751f\u7269\u8bc6\u522b\u548c\u591a\u56e0\u7d20\u8ba4\u8bc1\u5c06\u6210\u4e3a\u6807\u51c6\u914d\u7f6e\u3002
          \n2.\u5305\u5bb9\u6027\u96be\u9898<\/strong>:\u786e\u4fdd\u519c\u6751\u5730\u533a\u548c\u975e\u79d1\u6280\u719f\u7ec3\u4eba\u7fa4\u4e5f\u80fd\u5e73\u7b49\u53c2\u4e0e\u3002
          \n3.\u76d1\u7ba1\u9002\u5e94\u6027<\/strong>:\u52a8\u6001\u8c03\u6574\u6cd5\u89c4\u6846\u67b6\u4ee5\u9002\u5e94\u5feb\u901f\u6f14\u53d8\u7684\u6280\u672f\u73b0\u5b9e\u3002
          \n4.\u57fa\u7840\u8bbe\u65bd\u97e7\u6027<\/strong>:\u5904\u7406\u5cf0\u503c\u8d1f\u8f7d\u80fd\u529b\u548c\u707e\u96be\u6062\u590d\u51c6\u5907\u5fc5\u987b\u6301\u7eed\u52a0\u5f3a\u3002<\/p>\n

          5.\u9690\u79c1\u4fdd\u62a4\u8bbe\u8ba1<\/em>:\u9ed8\u8ba4\u91c7\u7528\u6570\u636e\u6700\u5c0f\u5316\u548c\u7aef\u5230\u7aef\u52a0\u5bc6\u539f\u5219\u6765\u5efa\u7acb\u6301\u4e45\u4fe1\u4efb\u57fa\u7840.<\/p>\n

          6.\u4e92\u64cd\u4f5c\u6027\u6df1\u5316<\/em>:\u4e0d\u540c\u5e73\u53f0\u95f4\u66f4\u6df1\u5ea6\u96c6\u6210\u4ee5\u6d88\u9664\u6b8b\u7559\u6469\u64e6\u70b9.<\/p>\n

          7.\u7d20\u517b\u6559\u80b2\u666e\u53ca<\/em>:\u901a\u8fc7\u591a\u5a92\u4f53\u591a\u6e20\u9053\u63d0\u9ad8\u5168\u6c11\u6570\u5b57<\/p>\n

          \u5370\u5ea6\u5524\u9192\u652f\u4ed8\u4e0e\u652f\u4ed8\u7cfb\u7edf\u7684\u5173\u7cfb\uff08\u7eed\u7bc7\uff09\uff1a\u6df1\u5316\u5f71\u54cd\u4e0e\u672a\u6765\u5c55\u671b<\/h1>\n

          \u4e03\u3001\u533a\u57df\u6027\u5dee\u5f02\u4e0e\u5305\u5bb9\u6027\u6311\u6218\u7684\u5e94\u5bf9\u7b56\u7565<\/h2>\n

          \u57ce\u4e61\u6570\u5b57\u9e3f\u6c9f\u7684\u73b0\u72b6\u5206\u6790<\/h3>\n

          \u5c3d\u7ba1\u5370\u5ea6\u6574\u4f53\u6570\u5b57\u652f\u4ed8\u5feb\u901f\u589e\u957f\uff0c\u4f46\u533a\u57df\u53d1\u5c55\u4e0d\u5747\u8861\u4f9d\u7136\u663e\u8457\uff1a<\/p>\n

          \u57ce\u5e02\u4e2d\u5fc3\u533a\u7279\u5f81\uff1a<\/strong><\/p>\n

            \n
          • UPI\u548c\u79fb\u52a8\u94b1\u5305\u6e17\u900f\u7387\u8d85\u8fc775%<\/li>\n
          • \u5546\u5bb6\u63a5\u53d7\u5ea6\u666e\u904d\u8f83\u9ad8\uff0c\u5f62\u6210\u6b63\u5411\u5faa\u73af<\/li>\n
          • \u201c\u5524\u9192\u201d\u573a\u666f\u591a\u6837\u5316\u7a0b\u5ea6\u9ad8<\/li>\n<\/ul>\n

            \u534a\u57ce\u5e02\u53ca\u519c\u6751\u5730\u533a\u7279\u70b9\uff1a<\/strong><\/p>\n

              \n
            • \u73b0\u91d1\u4ea4\u6613\u4ecd\u5360\u4e3b\u5bfc\u5730\u4f4d\uff08\u7ea665%\uff09<\/li>\n
            • \u529f\u80fd\u624b\u673a\u7528\u6237\u6bd4\u4f8b\u8f83\u9ad8\uff0c\u9650\u5236\u590d\u6742\u5e94\u7528\u4f7f\u7528<\/li>\n
            • \u5bf9\u81ea\u52a8\u5316\u6d41\u7a0b\u4fe1\u4efb\u5ea6\u76f8\u5bf9\u8f83\u4f4e<\/li>\n<\/ul>\n

              Aadhaar-Pay\u878d\u5408\u65b9\u6848\u7684\u7279\u6b8a\u4ef7\u503c<\/h3>\n

              \u5728\u57fa\u7840\u8bbe\u65bd\u8584\u5f31\u5730\u533a\uff0c\u201c\u751f\u7269\u8bc6\u522b+\u57fa\u672c\u624b\u673a\u201d\u7ec4\u5408\u6210\u4e3a\u5173\u952e\u7a81\u7834\u53e3\uff1a<\/p>\n

                \n
              1. \u4f4e\u6280\u672f\u95e8\u69db\u8bbe\u8ba1<\/strong>\uff1a\u65e0\u9700\u667a\u80fd\u624b\u673a\u6216\u7a33\u5b9a\u7f51\u7edc\u8fde\u63a5<\/li>\n
              2. \u76f4\u89c2\u64cd\u4f5c\u4f53\u9a8c<\/strong>\uff1a\u6307\u7eb9\u9a8c\u8bc1\u5373\u53ef\u5b8c\u6210\u4ea4\u6613\u6388\u6743<\/li>\n
              3. \u79bb\u7ebf\u80fd\u529b\u652f\u6301<\/strong>\uff1a\u90e8\u5206\u578b\u53f7\u8bbe\u5907\u652f\u6301\u5ef6\u8fdf\u540c\u6b65\u5904\u7406<\/li>\n<\/ol>\n

                \u8fd9\u79cd\u6a21\u5f0f\u5b9e\u8d28\u4e0a\u662f\u4e00\u79cd\u201c\u7269\u7406\u5524\u9192\u201d\u2014\u2014\u5c06\u751f\u7269\u7279\u5f81\u4f5c\u4e3a\u89e6\u53d1\u652f\u4ed8\u7684\u5a92\u4ecb\u3002<\/p>\n

                \u516b\u3001\u4e2d\u5c0f\u5fae\u4f01\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u52a0\u901f\u5668\u4f5c\u7528<\/h2>\n

                MSME\u90e8\u95e8\u9762\u4e34\u7684\u4f20\u7edf\u56f0\u5883<\/h3>\n\n\n\n\n\n\n\n
                \u95ee\u9898\u7c7b\u522b<\/th>\n\u5177\u4f53\u8868\u73b0<\/th>\n<\/tr>\n<\/thead>\n
                \u73b0\u91d1\u6d41\u7ba1\u7406<\/td>\n\u5e94\u6536\u8d26\u6b3e\u5468\u671f\u957f(\u5e73\u574745\u5929\u4ee5\u4e0a)<\/td>\n<\/tr>\n
                \u4fe1\u8d37\u83b7\u53d6\u56f0\u96be<\/td>\n\u7f3a\u4e4f\u62b5\u62bc\u54c1\u548c\u4fe1\u7528\u8bb0\u5f55<\/td>\n<\/tr>\n
                \u8fd0\u8425\u6548\u7387\u4f4e\u4e0b<\/td>\n\u624b\u5de5\u8bb0\u8d26\u6613\u51fa\u9519\u4e14\u8017\u65f6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                ONDC+OCEN\u534f\u540c\u6548\u5e94\u5e26\u6765\u7684\u6539\u53d8<\/h3>\n

                a)\u4f9b\u5e94\u94fe\u91d1\u878d\u81ea\u52a8\u5316<\/h4>\n

                \u5f53\u4f9b\u5e94\u5546\u53d1\u8d27\u4fe1\u606f\u4e0a\u4f20\u81f3ONDC\u7f51\u7edc\u65f6\uff1a<\/p>\n

                  \n
                1. OCEN\u7cfb\u7edf\u81ea\u52a8\u8bc4\u4f30\u8be5\u7b14\u4ea4\u6613\u7684\u878d\u8d44\u8d44\u683c<\/li>\n
                2. NBFC\/\u94f6\u884c\u901a\u8fc7API\u63a5\u53e3\u5b9e\u65f6\u63d0\u4f9b\u62a5\u4ef7
                  \n3.\u4f9b\u5e94\u5546\u53ef\u9009\u62e9\u7acb\u5373\u8d34\u73b0\u5e94\u6536\u8d26\u6b3e\u2014\u2014\u6574\u4e2a\u8fc7\u7a0b\u5728\u53d1\u8d27\u786e\u8ba4\u540e\u6570\u5206\u949f\u5185\u5b8c\u6210<\/li>\n<\/ol>\n

                  \u8fd9\u672c\u8d28\u4e0a\u662f\u4e00\u79cd\u201c\u4e8b\u4ef6\u9a71\u52a8\u578b\u8d44\u91d1\u5524\u9192\u201d\uff0c\u5c06\u9759\u6001\u8d44\u4ea7\u8f6c\u5316\u4e3a\u6d41\u52a8\u8d44\u672c\u3002<\/p>\n

                  b)\u667a\u80fd\u5e93\u5b58\u8865\u8d27\u673a\u5236\u793a\u4f8b<\/h4>\n

                  \u5c0f\u96f6\u552e\u5546\u9500\u552e\u70b9\u7cfb\u7edf\u76d1\u6d4b\u5230\u67d0\u5546\u54c1\u5e93\u5b58\u4f4e\u4e8e\u9608\u503c \u2192
                  \n\u81ea\u52a8\u5411ONDC\u7f51\u7edc\u4e2d\u6700\u8fd1\u6279\u53d1\u5546\u4e0b\u8ba2\u5355 \u2192
                  \n\u540c\u65f6\u57fa\u4e8e\u5386\u53f2\u6570\u636e\u9884\u7533\u8bf7\u6240\u9700\u8d37\u6b3e\u989d\u5ea6 \u2192
                  \n\u8d27\u7269\u9001\u8fbe\u540e\u89e6\u53d1\u4ed8\u6b3e\u6307\u4ee4\u5e76\u540c\u6b65\u507f\u8fd8\u8d37\u6b3e<\/p>\n

                  \u6b64\u95ed\u73af\u5b9e\u73b0\u4e86\u4ece\u9700\u6c42\u611f\u77e5\u5230\u8d44\u91d1\u8c03\u914d\u7684\u5168\u94fe\u6761\u81ea\u4e3b\u5316\u3002<\/p>\n

                  \u4e5d\u3001\u8de8\u5883\u652f\u4ed8\u7684\u521b\u65b0\u878d\u5408\u8def\u5f84<\/p>\n

                  \u867d\u7136UPI\u4e3b\u8981\u9762\u5411\u56fd\u5185\u5e02\u573a \uff0c\u4f46\u5176\u67b6\u6784\u7406\u5ff5\u6b63\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u5ef6\u4f38\u81f3\u56fd\u9645\u9886\u57df \uff1a<\/p>\n

                  NIPL(NPCI International Payments Limited )\u6218\u7565\u5e03\u5c40
                  \n1.\u53cc\u8fb9\u5408\u4f5c\u6a21\u5f0f<\/strong>:\u5df2\u4e0e\u65b0\u52a0\u5761PayNow \u3001\u963f\u8054\u914b\u7b49\u5efa\u7acb\u4e92\u8054\u4e92\u901a\u673a\u5236 \u3002
                  \n2.\u53cd\u5411\u6c47\u6b3e\u573a\u666f\u4f18\u5316<\/strong>:\u6d77\u5916\u5370\u5ea6\u52b3\u5de5\u53ef\u901a\u8fc7\u5f53\u5730\u5408\u4f5c\u4f19\u4f34\u76f4\u63a5\u5411\u56fd\u5185UPI\u5730\u5740\u6c47\u6b3e \u2014\u2014\u63a5\u6536\u65b9\u624b\u673a\u4f1a\u6536\u5230\u7c7b\u4f3c"\u88ab\u53eb\u9192"\u7684\u901a\u77e5\u800c\u975e\u88ab\u52a8\u7b49\u5f85 \u3002<\/p>\n

                  \u8fd9\u79cd\u8bbe\u8ba1\u6539\u53d8\u4e86\u4f20\u7edf\u8de8\u5883\u6c47\u6b3e\u7684\u5355\u5411\u6027 \uff0c\u4f7f\u4e24\u7aef\u7528\u6237\u90fd\u80fd\u83b7\u5f97\u4e3b\u52a8\u72b6\u6001\u66f4\u65b0 \u3002<\/p>\n

                  \u6f5c\u5728\u6269\u5c55\u65b9\u5411\u8bbe\u60f3
                  \n\u591a\u5e01\u79cd\u865a\u62df\u652f\u4ed8\u5730\u5740<\/em> :\u5141\u8bb8\u7528\u6237\u751f\u6210\u4e13\u7528\u4e8e\u7279\u5b9a\u56fd\u5bb6\u4ea4\u6613\u7684\u6807\u8bc6\u7b26 \uff0c\u5f53\u8be5\u5730\u5740\u6536\u5230\u6b3e\u9879\u65f6\u81ea\u52a8\u8f6c\u6362\u4e3a\u672c\u5730\u8d27\u5e01\u5e76\u5b58\u5165\u5173\u8054\u8d26\u6237 \u3002
                  \n\u65c5\u884c\u524d\u51c6\u5907\u670d\u52a1\u96c6\u6210<\/em> :\u7b7e\u8bc1\u83b7\u6279\u4f5c\u4e3a\u89e6\u53d1\u5668\u542f\u52a8\u4e00\u7cfb\u5217\u5b89\u6392 \u2014\u2014\u5305\u62ec\u9884\u4ed8\u5361\u5145\u503c \u3001\u65c5\u884c\u4fdd\u9669\u8d2d\u4e70\u7b49\u5173\u8054\u4ea4\u6613\u6279\u91cf\u6267\u884c \u3002<\/p>\n

                  \u5341\u3001\u6570\u636e\u6cbb\u7406\u6846\u67b6\u7684\u5173\u952e\u652f\u6491\u4f5c\u7528<\/p>\n

                  RBI(\u5370\u5ea6\u50a8\u5907\u94f6\u884c )\u9010\u6b65\u5b8c\u5584\u7684\u76d1\u7ba1\u4f53\u7cfb\u4e3a\u5b89\u5168"\u53eb\u9192"\u63d0\u4f9b\u4e86\u57fa\u7840\u4fdd\u969c \uff1a<\/p>\n

                  \u4e09\u5927\u652f\u67f1\u7ed3\u6784\u5206\u6790<\/p>\n\n\n\n\n\n\n\n
                  \u5c42\u7ea7\u540d\u79f0<\/th>\n\u6838\u5fc3\u529f\u80fd<\/th>\n<\/tr>\n<\/thead>\n
                  \u6280\u672f\u6807\u51c6\u5c42 (\u5982UPI\u534f\u8bae\u89c4\u8303)<\/td>\n\u786e\u4fdd\u4e0d\u540c\u53c2\u4e0e\u8005\u95f4\u4e92\u64cd\u4f5c\u6027<\/td>\n<\/tr>\n
                  \u6570\u636e\u4fdd\u62a4\u5c42 (PDP\u6cd5\u6848\u76f8\u5173\u6761\u6b3e)<\/td>\n\u660e\u786e\u4e2a\u4eba\u4fe1\u606f\u5904\u7406\u8fb9\u754c\u6761\u4ef6<\/td>\n<\/tr>\n
                  \u98ce\u9669\u7ba1\u7406\u5c42(RBI\u6307\u5bfc\u65b9\u9488)<\/td>\n\u8bbe\u5b9a\u5404\u7c7b\u81ea\u52a8\u5316\u670d\u52a1\u7684\u98ce\u63a7\u8981\u6c42<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                  GDPR\u5bf9\u6bd4\u89c6\u89d2\u4e0b\u7684\u7279\u8272\u8bbe\u8ba1
                  \n\u76f8\u6bd4\u6b27\u76df\u7684\u4e8b\u524d\u4e25\u683c\u540c\u610f\u8981\u6c42 \uff0c\u5370\u5ea6\u7684AA\u6846\u67b6\u66f4\u5f3a\u8c03\u52a8\u6001\u6743\u9650\u7ba1\u7406 \uff1a\u7528\u6237\u53ef\u4ee5\u968f\u65f6\u67e5\u770b\u54ea\u4e9b\u673a\u6784\u6b63\u5728\u8bbf\u95ee\u81ea\u5df1\u7684\u54ea\u4e9b\u6570\u636e\u5b57\u6bb5 \uff0c\u5e76\u80fd\u9488\u5bf9\u5355\u4e2a\u67e5\u8be2\u8bf7\u6c42\u8fdb\u884c\u6388\u6743\u6216\u62d2\u7edd \u2014\u2014\u8fd9\u79cd\u7cbe\u7ec6\u63a7\u5236\u589e\u5f3a\u4e86\u7528\u6237\u5bf9\u81ea\u52a8\u5316\u6d41\u7a0b\u7684\u4fe1\u5fc3 \u3002<\/p>\n

                  \u5341\u4e00\u3001\u4eba\u5de5\u667a\u80fd\u8d4b\u80fd\u7684\u4e0b\u4e00\u4ee3\u6f14\u8fdb\u8d8b\u52bf<\/p>\n

                  \u5f53\u524d\u5927\u591a\u6570\u5524\u9192\u903b\u8f91\u4ecd\u57fa\u4e8e\u9884\u8bbe\u89c4\u5219 \uff0c\u800cAI\/ML\u6280\u672f\u7684\u878d\u5165\u5c06\u5e26\u6765\u8d28\u53d8\uff1a<\/p>\n

                  \u9884\u6d4b\u6027\u89e6\u53d1\u6a21\u578b\u6848\u4f8b
                  \n\u5206\u6790\u67d0\u7528\u6237\u7684\u6d88\u8d39\u89c4\u5f8b\u540e\u53d1\u73b0\u6bcf\u670825\u65e5\u5de6\u53f3\u4f1a\u8d2d\u4e70\u5976\u7c89 \u2192
                  \n\u7cfb\u7edf\u63d0\u524d\u4e00\u5929\u53d1\u9001\u9644\u8fd1\u5546\u5e97\u4f18\u60e0\u4fe1\u606f\u5e76\u5728\u786e\u8ba4\u9700\u6c42\u540e\u76f4\u63a5\u751f\u6210\u5f85\u652f\u4ed8\u8ba2\u5355 \u2192
                  \n\u5bb6\u957f\u53ea\u9700\u4e00\u952e\u786e\u8ba4\u5373\u53ef\u5b8c\u6210\u91c7\u8d2d<\/p>\n

                  \u6b64\u7c7b\u5e94\u7528\u6a21\u7cca\u4e86\u63d0\u9192\u4e0e\u5b9e\u9645\u4ea4\u6613\u95f4\u7684\u754c\u9650\uff0c\u5b9e\u73b0\u771f\u6b63\u7684\u667a\u80fd\u9884\u671f\u6ee1\u8db3\u3002<\/p>\n

                  \u5f02\u5e38\u68c0\u6d4b\u4fdd\u62a4\u673a\u5236
                  \n\u8fde\u7eed\u4e94\u6b21\u5c0f\u989d\u6d4b\u8bd5\u8f6c\u8d26\u540e\u7684\u7a81\u7136\u5927\u989d\u8bf7\u6c42\u4f1a\u88ab\u6807\u8bb0 \u2192
                  \n\u7ed3\u5408\u4f4d\u7f6e\u4fe1\u606f(\u4f8b\u5982\u6536\u6b3e\u65b9\u4f4d\u4e8e\u4ece\u672a\u8bbf\u95ee\u8fc7\u7684\u57ce\u5e02)\u548c\u884c\u4e3a\u57fa\u7ebf\u6bd4\u5bf9 \u2192
                  \n\u5fc5\u8981\u65f6\u63d2\u5165\u989d\u5916\u9a8c\u8bc1\u6b65\u9aa4\u6216\u6682\u65f6\u51bb\u7ed3\u8d26\u6237<\/p>\n

                  \u8fd9\u5c55\u793a\u4e86\u5982\u4f55\u7528\u540c\u6837\u7684\u6280\u672f\u624b\u6bb5\u65e2\u4fc3\u8fdb\u4fbf\u5229\u53c8\u9632\u8303\u98ce\u9669\u3002<\/p>\n

                  \u5341\u4e8c\u3001\u53ef\u6301\u7eed\u53d1\u5c55\u76ee\u6807(SDGs)\u5bf9\u9f50\u7ef4\u5ea6<\/p>\n

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