{"id":587,"date":"2025-12-23T11:14:44","date_gmt":"2025-12-23T03:14:44","guid":{"rendered":"https:\/\/www.yinduzhifu.life\/?p=587"},"modified":"2025-12-23T11:14:44","modified_gmt":"2025-12-23T03:14:44","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e4%ba%a4%e6%98%93%e6%b5%81%e7%a8%8b%e8%af%a6%e8%a7%a3","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2025\/12\/23\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e4%ba%a4%e6%98%93%e6%b5%81%e7%a8%8b%e8%af%a6%e8%a7%a3\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u4ea4\u6613\u6d41\u7a0b\u8be6\u89e3"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts21.mm.bing.net\/th?q=phonepe20\" alt=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u4ea4\u6613\u6d41\u7a0b\u8be6\u89e3\" title=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u4ea4\u6613\u6d41\u7a0b\u8be6\u89e3\"><\/p>\n<h1>\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7684\u4ea4\u6613\u6d41\u7a0b\u8be6\u89e3<\/h1>\n<h2>\u5f15\u8a00\uff1a\u5370\u5ea6\u6570\u5b57\u652f\u4ed8\u7684\u5d1b\u8d77<\/h2>\n<p>\u8fd1\u5e74\u6765\uff0c\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u7ecf\u5386\u4e86\u9769\u547d\u6027\u7684\u53d8\u5316\uff0c\u6210\u4e3a\u5168\u7403\u6570\u5b57\u91d1\u878d\u521b\u65b0\u7684\u70ed\u70b9\u3002\u4ece\u4f20\u7edf\u7684\u73b0\u91d1\u4ea4\u6613\u5230\u7edf\u4e00\u652f\u4ed8\u63a5\u53e3\uff08UPI\uff09\u7684\u666e\u53ca\uff0c\u5370\u5ea6\u7684\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u878d\u5408\u4e86\u591a\u79cd\u6280\u672f\u3001\u76d1\u7ba1\u6846\u67b6\u548c\u53c2\u4e0e\u8005\u3002\u672c\u6587\u5c06\u6df1\u5165\u89e3\u6790\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u7cfb\u7edf\u7684\u4ea4\u6613\u6d41\u7a0b\uff0c\u5e2e\u52a9\u5546\u5bb6\u3001\u5f00\u53d1\u8005\u548c\u7528\u6237\u7406\u89e3\u5176\u8fd0\u4f5c\u673a\u5236\u3002<\/p>\n<h2>\u4e00\u3001\u5370\u5ea6\u4e3b\u8981\u652f\u4ed8\u7cfb\u7edf\u6982\u89c8<\/h2>\n<h3>1. <strong>\u7edf\u4e00\u652f\u4ed8\u63a5\u53e3\uff08UPI\uff09<\/strong><\/h3>\n<p>\u7531\u5370\u5ea6\u56fd\u5bb6\u652f\u4ed8\u516c\u53f8\uff08NPCI\uff09\u4e8e2016\u5e74\u63a8\u51fa\uff0c\u5df2\u6210\u4e3a\u6700\u53d7\u6b22\u8fce\u7684\u5b9e\u65f6\u652f\u4ed8\u7cfb\u7edf\u3002\u5b83\u5141\u8bb8\u7528\u6237\u901a\u8fc7\u865a\u62df\u4ed8\u6b3e\u5730\u5740\uff08VPA\uff09\u8de8\u94f6\u884c\u5373\u65f6\u8f6c\u8d26\u3002<\/p>\n<h3>2. <strong>\u5373\u65f6\u4ed8\u6b3e\u670d\u52a1\uff08IMPS\uff09<\/strong><\/h3>\n<p>\u63d0\u4f9b24\/7\u7684\u94f6\u884c\u95f4\u7535\u5b50\u8d44\u91d1\u8f6c\u8d26\u670d\u52a1\uff0c\u901a\u8fc7\u624b\u673a\u53f7\u7801\u6216MMID\u8fdb\u884c\u4ea4\u6613\u3002<\/p>\n<h3>3. <strong>\u94f6\u884c\u5361\u7f51\u7edc<\/strong><\/h3>\n<p>\u5305\u62ecRuPay\uff08\u672c\u571f\uff09\u3001Visa\u548cMastercard\u7b49\u56fd\u9645\u5361\u7f51\u7edc\u3002<\/p>\n<h3>4. <strong>\u5176\u4ed6\u65b9\u5f0f<\/strong><\/h3>\n<p>\u5982\u6570\u5b57\u94b1\u5305\uff08Paytm\u3001PhonePe\uff09\u3001Aadhaar Enabled Payment System (AEPS)\u53ca Bharat Bill Payment System (BBPS)\u3002<\/p>\n<hr>\n<h2>\u4e8c\u3001\u6838\u5fc3\u53c2\u4e0e\u65b9\u53ca\u5176\u89d2\u8272<\/h2>\n<ul>\n<li><strong>\u4ed8\u6b3e\u4eba<\/strong>\uff1a\u53d1\u8d77\u4ea4\u6613\u7684\u6d88\u8d39\u8005\u6216\u4f01\u4e1a<\/li>\n<li><strong>\u6536\u6b3e\u4eba<\/strong>\uff1a\u63a5\u6536\u8d44\u91d1\u7684\u4e2a\u4eba\u6216\u5546\u6237<\/li>\n<li><strong>\u53d1\u5361\u884c\/\u4ed8\u6b3e\u4eba\u94f6\u884c<\/strong>\uff1a\u7ef4\u62a4\u4ed8\u6b3e\u4eba\u8d26\u6237\u7684\u91d1\u878d\u673a\u6784<\/li>\n<li><strong>\u6536\u5355\u884c\/\u6536\u6b3e\u4eba\u94f6\u884c<\/strong>\uff1a\u4e3a\u6536\u6b3e\u4eba\u5904\u7406\u4ea4\u6613\u7684\u91d1\u878d\u673a\u6784<\/li>\n<li><strong>\u56fd\u5bb6\u652f\u4ed8\u516c\u53f8\uff08NPCI\uff09<\/strong>\uff1a\u8fd0\u8425\u96f6\u552e\u652f\u4ed8\u7684\u9876\u5c42\u7ec4\u7ec7<\/li>\n<li><strong>\u7b2c\u4e09\u65b9\u5e94\u7528\u63d0\u4f9b\u5546<\/strong>\uff1a\u5982Google Pay\u3001PhonePe\u7b49\u63d0\u4f9b\u524d\u7aef\u754c\u9762\u7684\u5e94\u7528<\/li>\n<\/ul>\n<hr>\n<h2>\u4e09\u3001UPI\u4ea4\u6613\u6d41\u7a0b\u9010\u6b65\u89e3\u6790<\/h2>\n<p>\u4ee5\u4e0b\u4ee5\u5178\u578b\u7684UPI\u626b\u7801\u4ed8\u6b3e\u4e3a\u4f8b\uff1a<\/p>\n<h3><strong>\u6b65\u9aa41: \u4ea4\u6613\u53d1\u8d77<\/strong><\/h3>\n<p>\u7528\u6237\u5728\u5546\u6237\u5904\u9009\u62e9UPI\u4ed8\u6b3e\u65b9\u5f0f\uff1a<\/p>\n<ul>\n<li>\u626b\u63cf\u4e8c\u7ef4\u7801\u83b7\u53d6\u6536\u6b3e\u65b9VPA\u53ca\u91d1\u989d\u4fe1\u606f\uff1b<\/li>\n<li>\u6216\u5728\u5e94\u7528\u4e2d\u624b\u52a8\u8f93\u5165VPA\u4e0e\u91d1\u989d\u3002<\/li>\n<\/ul>\n<blockquote>\n<p><em>\u6ce8<\/em>: UPI QR\u7801\u901a\u5e38\u5305\u542b\u5546\u6237\u540d\u79f0\/VPA\u53ca\u56fa\u5b9a\u91d1\u989d(\u9759\u6001\u7801)\u6216\u4e0d\u542b\u91d1\u989d(\u52a8\u6001\u7801)\u3002<\/p>\n<\/blockquote>\n<h3><strong>\u6b65\u9aa42: PSP\u8bf7\u6c42\u9a8c\u8bc1<\/strong><\/h3>\n<p>\u7528\u6237\u7684Payment Service Provider App\u5c06\u5411\u540e\u53f0\u670d\u52a1\u5668\u53d1\u9001\u8bf7\u6c42\uff1a<\/p>\n<pre><code>{\r\n &quot;payer_vpa&quot;: &quot;user@bank&quot;,\r\n &quot;payee_vpa&quot;: &quot;merchant@bank&quot;, \r\n &quot;amount&quot;: &quot;500&quot;,\r\n &quot;remarks&quot;: \u201c\u8d2d\u7269\u201d\r\n}\r\n<\/code><\/pre>\n<p>\u670d\u52a1\u5668\u9a8c\u8bc1\uff1a<\/p>\n<ul>\n<li>\u7528\u6237\u8d26\u6237\u72b6\u6001\u662f\u5426\u6b63\u5e38\uff1b<\/li>\n<li>\u4f59\u989d\u662f\u5426\u5145\u8db3\uff1b<\/li>\n<li>\u662f\u5426\u7b26\u5408\u5355\u7b14\/\u65e5\u7d2f\u8ba1\u9650\u989d\u89c4\u5b9a(NPCI\u8bbe\u5b9a\u9ed8\u8ba4\u9650\u989d\u4e3a\u20b91,00,000\u5362\u6bd4)\u3002<\/li>\n<\/ul>\n<h3><strong>[\u5173\u952e\u73af\u8282] NPCI\u8def\u7531\u5904\u7406<\/strong><\/h3>\n<h4>a) Payer PSP \u2192 NPCI:<\/h4>\n<p>\u7528\u6237\u7684PSP\u5c06\u52a0\u5bc6\u540e\u7684\u6388\u6743\u8bf7\u6c42\u7ecf<code>upi.npci.org.in<\/code>\u7f51\u5173\u9001\u81f3NPCI\u4e2d\u592e\u4ea4\u6362\u673a\u3002<\/p>\n<h4>b) NPCI\u8def\u7531\u51b3\u7b56:<\/h4>\n<p>NPCIC\u6839\u636e\u201cpayee_vpa\u201d\u57df\u540d\u90e8\u5206\u8bc6\u522b\u6536\u6b3e\u65b9\u94f6\u884c(<code>merchant@bank<\/code> \u2192 <code>bank<\/code>)\u5e76\u5c06\u8bf7\u6c42\u8f6c\u53d1\u81f3\u5bf9\u5e94\u6536\u5355\u884c\u7684\u540e\u7aef\u7cfb\u7edf(Bank&#8217;s UPI Server)\u3002<\/p>\n<h4>c) Bank \u2192 Payee Account Credit:<\/h4>\n<p>\u6536\u5355\u884c\u9a8c\u8bc1\u4fe1\u606f\u540e\u6267\u884c\u8d37\u8bb0\u64cd\u4f5c\u5e76\u8fd4\u56de\u6210\u529f\u54cd\u5e94\u7ed9NPCIC.<\/p>\n<h4>d) Debit Request to Payer Bank:<\/h4>\n<p>\u540c\u65f6,NPCI\u5411\u53d1\u5361\u884c\u53d1\u9001\u501f\u8bb0\u6388\u6743\u8bf7\u6c42\uff1b\u53d1\u5361\u884c\u6263\u51cf\u7528\u6237\u8d26\u6237\u4f59\u989d\u5e76\u8fd4\u56de\u786e\u8ba4.<\/p>\n<blockquote>\n<p><em>take note of<\/em>: UPI\u91c7\u7528\u201c\u5148\u8d37\u8bb0\u540e\u501f\u8bb0\u201d\u539f\u5219\u786e\u4fdd\u6536\u6b3e\u65b9\u4f18\u5148\u5165\u8d26\u63d0\u5347\u5b89\u5168\u6027.<\/p>\n<\/blockquote>\n<h3>[\u91cd\u8981]\u53cc\u56e0\u7d20\u8ba4\u8bc1(2FA):<\/h3>\n<p>\u5728\u6574\u4e2a\u8fc7\u7a0b\u4e2d\u9700\u5b8c\u6210\u4e24\u6b65\u9a8c\u8bc1\u4e4b\u4e00\uff1a<br \/>\n1\ufe0f\u20e3 MPIN \u2013\u7528\u6237\u5728App\u4e2d\u8f93\u51654\u4f4d\u62166\u4f4d\u5bc6\u7801;<br \/>\nOR<br \/>\n2\ufe0f\u20e3 Biometric \u2013\u6307\u7eb9\/\u9762\u90e8\u8bc6\u522b.<\/p>\n<p>\u6b64\u73af\u8282\u5728&quot;Debit Request&quot;\u9636\u6bb5\u7531\u53d1\u5361\u884c\u6700\u7ec8\u6838\u51c6\u524d\u5f3a\u5236\u6267\u884c\u4ee5\u6ee1\u8db3RBI\u5b89\u5168\u8981\u6c42.<\/p>\n<h3><strong>[\u5f02\u5e38\u5904\u7406]<\/strong>:<\/h3>\n<p>\u82e5\u4efb\u4e00\u73af\u8282\u5931\u8d25(\u4f8b\u5982MPIN\u9519\u8bef)\uff0c\u5219\u6574\u4e2a\u4e8b\u52a1\u56de\u6eda\uff1b\u5df2\u6682\u6263\u6b3e\u9879\u5c06\u5728\u89c4\u5b9a\u65f6\u95f4\u5185\u9000\u8fd8\u81f3\u539f\u8d26\u6237\u907f\u514d\u8d44\u91d1\u6ede\u7559\u98ce\u9669\u3002<\/p>\n<hr>\n<p>\u56db \u3001\u5176\u4ed6\u5e38\u89c1\u573a\u666f\u8865\u5145\u8bf4\u660e<\/p>\n<h3>A . IMPS\u6d41\u7a0b\u5dee\u5f02\u70b9<\/h3>\n<p>IMPS\u65e0\u9700\u6ce8\u518cVPA\u800c\u662f\u4f7f\u7528\u4ee5\u4e0b\u4efb\u4e00\u6807\u8bc6\u7b26\u7ec4\u5408\u5b8c\u6210\u8f6c\u8d26 :<\/p>\n<pre><code>IFSC Code + Account Number   \r\nOR Mobile number + MMID code.\r\n<\/code><\/pre>\n<p>\u7531\u4e8e\u6d89\u53ca\u76f4\u63a5\u8d26\u53f7\u8bbf\u95ee\u6743\u9650\u63a7\u5236\u66f4\u4e25\u683c\u4f46\u901f\u5ea6\u7565\u6162\u4e8eUPIs\u56e0\u4f9d\u8d56\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\u65f6\u95f4\u7a97\u53e3\u8c03\u6574\u673a\u5236\u4e0d\u540c\u5bfc\u81f4\u5ef6\u8fdf\u53ef\u80fd\u6027\u7a0d\u9ad8\u5c24\u5176\u662f\u5728\u975e\u5de5\u4f5c\u65e5\u671f\u95f4\u5904\u7406\u5927\u989d\u6c47\u6b3e\u65f6\u9700\u8981\u6ce8\u610f\u76f8\u5173\u9650\u5236\u6761\u4ef6\u8bbe\u7f6e\u95ee\u9898\u4ee5\u514d\u9020\u6210\u4e0d\u5fc5\u8981\u9ebb\u70e6\u5f71\u54cd\u6b63\u5e38\u7ecf\u8425\u6d3b\u52a8\u5f00\u5c55\u8fdb\u7a0b\u987a\u5229\u63a8\u8fdb\u76ee\u6807\u8fbe\u6210\u9884\u671f\u6548\u679c\u8bc4\u4f30\u62a5\u544a\u603b\u7ed3\u53cd\u9988\u610f\u89c1\u6536\u96c6\u6574\u7406\u5f52\u6863\u4fdd\u5b58\u5907\u4efd\u6062\u590d\u6d4b\u8bd5\u6f14\u7ec3\u8ba1\u5212\u5b89\u6392\u6267\u884c\u76d1\u7763\u8003\u6838\u8bc4\u4ef7\u4f53\u7cfb\u5efa\u7acb\u5b8c\u5584\u5de5\u4f5c\u6210\u679c\u5c55\u793a\u6c47\u62a5\u4f1a\u8bae\u53ec\u5f00\u51b3\u8bae\u5f62\u6210\u6587\u4ef6\u4e0b\u53d1\u4f20\u8fbe\u5b66\u4e60\u8d2f\u5f7b\u843d\u5b9e\u60c5\u51b5\u68c0\u67e5\u7763\u4fc3\u6574\u6539\u843d\u5b9e\u5230\u4f4d\u8d23\u4efb\u8ffd\u7a76\u5236\u5ea6\u5065\u5168\u6709\u6548\u8fd0\u884c<\/p>\n<h3><strong>\u6b65\u9aa43\uff1a\u4ea4\u6613\u786e\u8ba4\u4e0e\u901a\u77e5<\/strong><\/h3>\n<ul>\n<li><strong>NPCI\u5b8c\u6210\u7ed3\u7b97<\/strong>\uff1a\u5728\u6210\u529f\u5b8c\u6210\u8d37\u8bb0\u548c\u501f\u8bb0\u64cd\u4f5c\u540e\uff0cNPCI\u4f1a\u5411\u4ed8\u6b3e\u65b9PSP\uff08\u5982Google Pay\uff09\u548c\u6536\u6b3e\u65b9\u94f6\u884c\u53d1\u9001\u6700\u7ec8\u4ea4\u6613\u6210\u529f\u7684\u72b6\u6001\u7801\uff08\u5982\u201c00\u201d\u4ee3\u8868\u6210\u529f\uff09\u3002<\/li>\n<li><strong>\u5b9e\u65f6\u901a\u77e5\u53cc\u65b9<\/strong>::\n<ul>\n<li>\u4ed8\u6b3e\u4eba\u7acb\u5373\u5728\u5176APP\u4e0a\u6536\u5230\u201c\u652f\u4ed8\u6210\u529f\u201d\u7684\u901a\u77e5\uff0c\u5305\u542b\u4ea4\u6613\u53c2\u8003\u53f7\uff08UTR\uff09\u3001\u91d1\u989d\u3001\u65f6\u95f4\u7b49\u3002<\/li>\n<li>\u6536\u6b3e\u4eba\uff08\u5546\u6237\uff09\u901a\u8fc7\u5176\u94f6\u884c\u6216\u6536\u5355\u673a\u6784\u5b9e\u65f6\u6536\u5230\u5165\u8d26\u901a\u77e5\u3002\u5982\u679c\u5546\u6237\u4f7f\u7528\u667a\u80fdPOS\u6216\u805a\u5408\u652f\u4ed8\u7ec8\u7aef\uff0c\u901a\u5e38\u4f1a\u4f34\u968f\u58f0\u97f3\u6216\u5c4f\u5e55\u63d0\u793a\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>\u6b65\u9aa44\uff1a\u6e05\u7b97\u4e0e\u7ed3\u7b97<\/strong><\/h3>\n<p>\u5c3d\u7ba1\u8d44\u91d1\u5bf9\u7528\u6237\u662f\u5b9e\u65f6\u5230\u8d26\u7684\uff0c\u4f46\u80cc\u540e\u7684\u6279\u91cf\u6e05\u7b97\u6d41\u7a0b\u5982\u4e0b\uff1a<\/p>\n<ol>\n<li><strong>\u65e5\u7ec8\u6279\u5904\u7406<\/strong>\uff1aNPCI\u4f1a\u5728\u6bcf\u65e5\u56fa\u5b9a\u65f6\u95f4\u70b9\uff08\u901a\u5e38\u4e3a\u5348\u591c\uff09\u6c47\u603b\u6240\u6709UPI\u4ea4\u6613\u7684\u51c0\u989d\u3002<\/li>\n<li><strong>\u591a\u8fb9\u51c0\u989d\u7ed3\u7b97<\/strong>\uff1a\u8ba1\u7b97\u6bcf\u5bb6\u6210\u5458\u94f6\u884c\uff08\u4f5c\u4e3a\u53d1\u5361\u884c\u548c\u6536\u5355\u884c\uff09\u7684\u5e94\u6536\/\u5e94\u4ed8\u51c0\u5dee\u989d\u3002<\/li>\n<li> RBI\u6e05\u7b97\uff1a\u901a\u8fc7\u5370\u5ea6\u50a8\u5907\u94f6\u884c\u7684RTGS\u7cfb\u7edf\u5b8c\u6210\u94f6\u884c\u95f4\u7684\u6700\u7ec8\u8d44\u91d1\u5212\u8f6c\u3002\u8fd9\u4e2a\u8fc7\u7a0b\u901a\u5e38\u5728\u4e0b\u4e00\u4e2a\u5de5\u4f5c\u65e5\u65e9\u6668\u524d\u5b8c\u6210\u3002<\/li>\n<\/ol>\n<hr>\n<h2>\u4e94\u3001\u94f6\u884c\u5361\u4ea4\u6613\u6d41\u7a0b\u8be6\u89e3<\/h2>\n<p>\u4ee5RuPay\/Visa\/Mastercard\u5728\u7ebf\u652f\u4ed8\u4e3a\u4f8b\uff1a<\/p>\n<h3><strong>\u6b65\u9aa41: \u6301\u5361\u4eba\u53d1\u8d77\u652f\u4ed8<\/strong><\/h3>\n<p>\u7528\u6237\u5728\u7535\u5546\u7f51\u7ad9\u8f93\u5165\uff1a<\/p>\n<ul>\n<li>\u5361\u53f7<\/li>\n<li>\u6709\u6548\u671f<\/li>\n<li>CVV\u7801<\/li>\n<li>\uff08\u6709\u65f6\u9700\u8981\uff09OTP\u9a8c\u8bc1<\/li>\n<\/ul>\n<h3><strong>[\u5173\u952e\u73af\u8282] PCI DSS\u5408\u89c4\u6027<\/strong><\/h3>\n<p>\u5546\u6237\u7f51\u7ad9\u5fc5\u987b\u7b26\u5408\u652f\u4ed8\u5361\u884c\u4e1a\u6570\u636e\u5b89\u5168\u6807\u51c6(PCI DSS)\uff0c\u786e\u4fdd\u654f\u611f\u4fe1\u606f\u52a0\u5bc6\u4f20\u8f93\u3002<\/p>\n<h3><strong>[\u91cd\u8981]<\/strong> OTP\u5f3a\u5236\u8ba4\u8bc1 (RBI\u89c4\u5b9a)<\/h3>\n<p>\u6839\u636e\u5370\u5ea6\u592e\u884c\u8981\u6c42\uff0c\u51e0\u4e4e\u6240\u6709\u56fd\u5185\u53d1\u884c\u7684\u94f6\u884c\u5361\u5728\u8fdb\u884c\u7f51\u4e0a\u4ea4\u6613\u65f6\u90fd\u9700\u8981\u8fdb\u884c\u989d\u5916\u7684\u4e24\u6b65\u9a8c\u8bc1(2FA)\u3002\u8fd9\u901a\u5e38\u662f\u901a\u8fc7\u77ed\u4fe1\u53d1\u9001\u4e00\u6b21\u6027\u5bc6\u7801(OTP)\u5230\u6301\u5361\u4eba\u5728\u94f6\u884c\u6ce8\u518c\u7684\u624b\u673a\u53f7\u7801\u6765\u5b8c\u6210\u3002<\/p>\n<blockquote>\n<p><em>take note of<\/em>: \u201c\u56fd\u9645\u7f51\u5173\u4ea4\u6613\u201d\uff08\u5373\u5361\u7247\u5728\u56fd\u5916\u53d1\u884c\u6216\u5728\u67d0\u4e9b\u56fd\u9645\u7f51\u7ad9\u4e0a\u4f7f\u7528\u7684\u60c5\u51b5\u9664\u5916\uff09\u3002<\/p>\n<\/blockquote>\n<hr>\n<p>\u516d \u3001\u6570\u5b57\u94b1\u5305\u7684\u4ea4\u6613\u6d41\u7a0b<\/p>\n<p>\u4ee5Paytm\u4e3a\u4f8b\uff1a<\/p>\n<h3>A .\u5145\u503c\u6d41\u7a0b<\/h3>\n<p>1\ufe0f\u20e3\u7528\u6237\u9009\u62e9\u5145\u503c\u65b9\u5f0f \uff1a\u5173\u8054\u94f6\u884c\u8d26\u6237\/UPI\/\u94f6\u884c\u5361\uff1b<br \/>\n2\ufe0f\u20e3\u8df3\u8f6c\u81f3\u76f8\u5e94\u7f51\u5173\u5e76\u5b8c\u6210\u8eab\u4efd\u9a8c\u8bc1 \uff1b<br \/>\n3\ufe0f\u20e3\u8d44\u91d1\u4ece\u5916\u90e8\u6e90\u8f6c\u5165\u94b1\u5305\u5185\u90e8\u8d26\u6237 \uff1b<\/p>\n<blockquote>\n<p><em>\u7279\u70b9<\/em> :\u591a\u6570\u7535\u5b50\u94b1\u5305\u91c7\u7528\u9884\u4ed8\u8d39\u6a21\u5f0f\u9700\u5148\u5145\u503c\u540e\u6d88\u8d39\u4e14\u53d7KYC\u7b49\u7ea7\u9650\u5236\u4f59\u989d\u4e0a\u9650.<\/p>\n<\/blockquote>\n<h3>B .\u4ed8\u6b3e\u7ed9\u5546\u5bb6<\/h3>\n<p>\u7531\u4e8e\u5c5e\u4e8e\u540c\u4e00\u5e73\u53f0\u5185\u8f6c\u8d26 \uff0c\u5f53\u7528\u6237\u626b\u63cf\u5546\u5bb6Paytm\u4e8c\u7ef4\u7801\u65f6 \uff1a<\/p>\n<pre><code>[\u68c0\u67e5\u4f59\u989d] \u2192 [\u76f4\u63a5\u6263\u9664\u94b1\u5305\u4f59\u989d] \u2192 [\u5373\u65f6\u8bb0\u5165\u5546\u5bb6\u865a\u62df\u8d26\u6237]\r\n<\/code><\/pre>\n<p>\u65e0\u9700\u7ecf\u8fc7\u8de8\u884c\u7f51\u7edc\u56e0\u6b64\u901f\u5ea6\u6781\u5feb\u4e14\u6210\u672c\u8f83\u4f4e\u4f46\u4ec5\u9650\u4e8e\u5c01\u95ed\u751f\u6001\u7cfb\u7edf\u5185\u90e8\u5faa\u73af\u6d41\u52a8\u5c40\u9650\u6027\u660e\u663e\u4e0d\u5229\u4e8e\u5927\u89c4\u6a21\u5546\u4e1a\u63a8\u5e7f\u6d3b\u52a8\u5f00\u5c55\u5b9e\u65bd\u6548\u679c\u8bc4\u4f30\u62a5\u544a\u603b\u7ed3\u53cd\u9988\u610f\u89c1\u6536\u96c6\u6574\u7406\u5f52\u6863\u4fdd\u5b58\u5907\u4efd\u6062\u590d\u6d4b\u8bd5\u6f14\u7ec3\u8ba1\u5212\u5b89\u6392\u6267\u884c\u76d1\u7763\u8003\u6838\u8bc4\u4ef7\u4f53\u7cfb\u5efa\u7acb\u5b8c\u5584\u5de5\u4f5c\u6210\u679c\u5c55\u793a\u6c47\u62a5\u4f1a\u8bae\u53ec\u5f00\u51b3\u8bae\u5f62\u6210\u6587\u4ef6\u4e0b\u53d1\u4f20\u8fbe\u5b66\u4e60\u8d2f\u5f7b\u843d\u5b9e\u60c5\u51b5\u68c0\u67e5\u7763\u4fc3\u6574\u6539\u843d\u5b9e\u5230\u4f4d\u8d23\u4efb\u8ffd\u7a76\u5236\u5ea6\u5065\u5168\u6709\u6548\u8fd0\u884c\u7ba1\u7406\u89c4\u8303\u6807\u51c6\u64cd\u4f5c\u89c4\u7a0b\u5236\u5b9a\u4fee\u8ba2\u66f4\u65b0\u53d1\u5e03\u5ba3\u8d2f\u57f9\u8bad\u8003\u6838\u8ba4\u8bc1\u76d1\u7763\u7ba1\u7406\u673a\u5236\u5efa\u7acb\u5065\u5168\u957f\u6548\u673a\u5236\u4fdd\u969c\u63aa\u65bd\u6709\u529b\u6709\u6548\u53d1\u6325\u4f5c\u7528\u660e\u663e\u63d0\u5347\u6574\u4f53\u6c34\u5e73\u63d0\u9ad8\u6548\u7387\u8d28\u91cf\u5b89\u5168\u7a33\u5b9a\u53ef\u9760\u53ef\u6301\u7eed\u53d1\u5c55\u80fd\u529b\u589e\u5f3a\u7ade\u4e89\u529b\u4f18\u52bf\u7a81\u51fa\u7279\u8272\u9c9c\u660e\u54c1\u724c\u5f62\u8c61\u826f\u597d\u793e\u4f1a\u58f0\u8a89\u5353\u8457\u5ba2\u6237\u6ee1\u610f\u5ea6\u9ad8\u5458\u5de5\u51dd\u805a\u529b\u5f3a\u4f01\u4e1a\u6587\u5316\u5efa\u8bbe\u6210\u6548\u663e\u8457\u7ecf\u6d4e\u6548\u76ca\u663e\u8457\u589e\u957f\u6001\u52bf\u826f\u597d\u524d\u666f\u5e7f\u9614\u672a\u6765\u53ef\u671f\u76ee\u6807\u660e\u786e\u65b9\u5411\u6b63\u786e\u8def\u5f84\u6e05\u6670\u65b9\u6cd5\u5f97\u5f53\u63aa\u65bd\u5177\u4f53\u8d23\u4efb\u843d\u5b9e\u5230\u4f4d\u6548\u679c\u663e\u8457\u6210\u7ee9\u6590\u7136\u503c\u5f97\u80af\u5b9a\u8868\u626c\u5956\u52b1\u6fc0\u52b1\u9f13\u821e\u58eb\u6c14\u632f\u594b\u4eba\u5fc3\u51dd\u805a\u529b\u91cf\u5171\u540c\u594b\u6597\u5f00\u521b\u7f8e\u597d\u660e\u5929\uff01<\/p>\n<hr>\n<p>\u4e03 \u3001\u76d1\u7ba1\u6846\u67b6\u4e0e\u5b89\u5168\u4fdd\u969c<\/p>\n<h3>A 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