{"id":515,"date":"2025-05-24T10:37:51","date_gmt":"2025-05-24T02:37:51","guid":{"rendered":"https:\/\/www.yinduzhifu.life\/?p=515"},"modified":"2025-05-24T10:37:51","modified_gmt":"2025-05-24T02:37:51","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e4%b8%ad%e7%9a%84%e9%92%b1%e5%8c%85%e6%9c%8d%e5%8a%a1%e6%8e%92%e5%90%8d","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/24\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e4%b8%ad%e7%9a%84%e9%92%b1%e5%8c%85%e6%9c%8d%e5%8a%a1%e6%8e%92%e5%90%8d\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4e2d\u7684\u94b1\u5305\u670d\u52a1\u6392\u540d"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts275.mm.bing.net\/th?q=phonepe274\" alt=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4e2d\u7684\u94b1\u5305\u670d\u52a1\u6392\u540d\" title=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4e2d\u7684\u94b1\u5305\u670d\u52a1\u6392\u540d\"><\/p>\n<p>\u5370\u5ea6\u7684\u6570\u5b57\u94b1\u5305\u5e02\u573a\u7ade\u4e89\u6fc0\u70c8\uff0c\u4e3b\u8981\u7531\u672c\u571f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u3001\u94f6\u884c\u652f\u6301\u7684\u5e73\u53f0\u548c\u56fd\u9645\u5de8\u5934\u4e3b\u5bfc\u3002\u4ee5\u4e0b\u662f2023\u5e74\u5370\u5ea6\u4e3b\u6d41\u94b1\u5305\u670d\u52a1\u7684\u7efc\u5408\u6392\u540d\u53ca\u7279\u70b9\u5206\u6790\uff1a<\/p>\n<h3>\u7b2c\u4e00\u68af\u961f\uff08\u5e02\u573a\u9886\u5bfc\u8005\uff09<\/h3>\n<ol>\n<li>\n<p><strong>Paytm Wallet<\/strong><\/p>\n<ul>\n<li>\u6bcd\u516c\u53f8\uff1aOne97 Communications<\/li>\n<li>\u4f18\u52bf\uff1a\u7528\u6237\u8d853.5\u4ebf\uff0c\u652f\u6301UPI\u3001\u8d26\u5355\u652f\u4ed8\u3001\u96f6\u552ePOS\u626b\u7801<\/li>\n<li>\u7279\u8272\uff1a\u5168\u573a\u666f\u8986\u76d6\uff08\u4ece\u8857\u8fb9\u8336\u644a\u5230\u8fde\u9501\u8d85\u5e02\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>PhonePe Smart Savings<\/strong>\uff08\u539fPhonePe Wallet\uff09<\/p>\n<ul>\n<li>\u80cc\u9760\u6c83\u5c14\u739b+Flipkart\u751f\u6001<\/li>\n<li>UPI\u4ea4\u6613\u91cf\u957f\u671f\u7a33\u5c45\u5e02\u573a\u7b2c\u4e00\uff08\u5360UPI\u603b\u4ea4\u6613\u91cf\u7ea650%\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Amazon Pay Wallet<\/strong><\/p>\n<ul>\n<li>\u4f9d\u6258\u4e9a\u9a6c\u900a\u5370\u5ea6\u7ad9\u5185\u95ed\u73af\u652f\u4ed8\u9700\u6c42\u589e\u957f\u8fc5\u731b<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3>\u7b2c\u4e8c\u68af\u961f\uff08\u5782\u76f4\u9886\u57df\u4e13\u5bb6\uff09<\/h3>\n<ol start=\"4\"><\/p>\n<li>\n<p><strong>MobiKwik ZERO<\/strong><\/p>\n<ul>\n<li>&quot;\u5148\u4e70\u540e\u4ed8&quot;\uff08BNPL\uff09\u529f\u80fd\u7a81\u51fa\uff0c\u4e0e\u4e2d\u5c0f\u5546\u6237\u6df1\u5ea6\u5408\u4f5c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Freecharge<\/strong>\uff08\u88abAxis Bank\u6536\u8d2d\uff09<\/p>\n<ul>\n<li>\u4e3b\u6253\u5373\u65f6\u8fd4\u73b0\u548c\u4f18\u60e0\u5238\u751f\u6001<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>JioMoney Wallet<\/strong><\/p>\n<ul>\n<li>Reliance\u96c6\u56e2\u751f\u6001\u5bfc\u6d41\u4f18\u52bf\u660e\u663e\uff0c\u5c24\u5176\u6e17\u900f\u4e8c\u4e09\u7ebf\u57ce\u5e02<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3>\u94f6\u884c\u7cfb\u4ee3\u8868<\/h3>\n<ol start=\"7\"><\/p>\n<li><strong>Yono by SBI<\/strong>\uff08\u5370\u5ea6\u56fd\u5bb6\u94f6\u884c\uff09<\/li>\n<li><strong>Pockets by ICICI Bank<\/strong><\/li>\n<\/ol>\n<h3>\ud83d\udcca\u5173\u952e\u6307\u6807\u5bf9\u6bd4<\/h3>\n<table>\n<thead>\n<tr>\n<th><\/th>\n<th>Active Users<\/th>\n<th>UPI\u517c\u5bb9\u6027<\/th>\n<th>Offline\u5546\u6237\u8986\u76d6\u7387<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Paytm<\/td>\n<td>&gt;350M<\/td>\n<td>\u2713<\/td>\n<td>&gt;20M<\/td>\n<\/tr>\n<tr>\n<td>PhonePe<\/td>\n<td>&gt;300M<\/td>\n<td>\u2713<\/td>\n<td>~15M<\/td>\n<\/tr>\n<tr>\n<td>Amazon Pay<\/td>\n<td>&lt;100M<\/td>\n<td>\u2713<\/td>\n<td>Limited<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\u26a0\ufe0f\u76d1\u7ba1\u52a8\u6001\u5f71\u54cd<\/h3>\n<ul>\n<li>RBI\u65b0\u89c4\u8981\u6c422024\u5e74\u8d77\u6240\u6709\u9884\u4ed8\u94b1\u5305\u5fc5\u987b\u5f3a\u5236KYC\u9a8c\u8bc1\uff0c\u53ef\u80fd\u6dd8\u6c70\u90e8\u5206\u4e2d\u5c0f\u73a9\u5bb6<\/li>\n<\/ul>\n<p>\u5efa\u8bae\u9009\u62e9\u65f6\u8003\u8651\uff1a<br \/>\n1\ufe0f\u20e3 UPI\u4e92\u64cd\u4f5c\u6027\u9700\u6c42<br \/>\n2\ufe0f\u20e3\u5e38\u7528\u6d88\u8d39\u573a\u666f\u8986\u76d6\u5ea6<br \/>\n3\ufe0f\u20e3\u73b0\u91d1\u8fd4\u8fd8\/\u6298\u6263\u529b\u5ea6<\/p>\n<p>\u9700\u8981\u5177\u4f53\u67d0\u5bb6\u516c\u53f8\u7684\u8fd0\u8425\u6570\u636e\u6216\u5546\u4e1a\u6a21\u5f0f\u5206\u6790\u53ef\u8fdb\u4e00\u6b65\u63a2\u8ba8\u3002<\/p>\n<h3><strong>\u5370\u5ea6\u6570\u5b57\u94b1\u5305\u5e02\u573a\u6df1\u5ea6\u5206\u6790\uff08\u7eed\uff09<\/strong><\/h3>\n<h4><strong>\ud83d\udccc \u65b0\u5174\u6311\u6218\u8005 &amp; \u7ec6\u5206\u8d5b\u9053\u73a9\u5bb6<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>CRED Pay<\/strong>\uff08\u7531CRED\u63a8\u51fa\uff09<\/p>\n<ul>\n<li>\u76ee\u6807\u7528\u6237\uff1a\u9ad8\u7aef\u4fe1\u7528\u5361\u6301\u6709\u8005\uff08\u4e3b\u8981\u670d\u52a1\u9ad8\u6536\u5165\u4eba\u7fa4\uff09<\/li>\n<li>\u7279\u8272\uff1a\u79ef\u5206\u8fd4\u73b0+\u5962\u4f88\u54c1\/\u9ad8\u7aef\u54c1\u724c\u72ec\u5bb6\u4f18\u60e0<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>BharatPe Postpe<\/strong>\uff08\u4e13\u6ce8\u5546\u6237\u7aefBNPL\uff09<\/p>\n<ul>\n<li>\u91cd\u70b9\u5e03\u5c40\u4e2d\u5c0f\u5fae\u4f01\u4e1a\uff0c\u63d0\u4f9b&quot;\u5148\u4e70\u540e\u4ed8&quot;\u4fe1\u8d37\u670d\u52a1<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Slice\u5408\u5e76\u540e\u7684UNI Cards<\/strong>\uff08\u539fSlice Wallet\u8f6c\u578b\uff09<\/p>\n<ul>\n<li>RBI\u65b0\u89c4\u4e0b\u8c03\u6574\u7b56\u7565\uff0c\u4e3b\u6253\u4fe1\u7528\u5361-UPI\u6df7\u5408\u652f\u4ed8\u4f53\u9a8c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Airtel Payments Bank Wallet<\/strong><\/p>\n<ul>\n<li>Airtel\u7535\u4fe1\u7528\u6237\u81ea\u52a8\u5f00\u901a\uff0c\u8bdd\u8d39\u5145\u503c\u573a\u666f\u5360\u4f18<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>\ud83d\udca1 UPI\u5bf9\u94b1\u5305\u5e02\u573a\u7684\u51b2\u51fb\u4e0e\u878d\u5408\u8d8b\u52bf<\/strong><\/h4>\n<ul>\n<li>\n<p>\ud83d\udcc9 <strong>\u4f20\u7edf\u94b1\u5305\u589e\u957f\u653e\u7f13\u539f\u56e0<\/strong>:<br \/>\nUPI\u76f4\u63a5\u94f6\u884c\u8f6c\u8d26\u7684\u666e\u53ca\u964d\u4f4e\u4e86\u7528\u6237\u5bf9\u9884\u5145\u503c\u94b1\u5305\u7684\u4f9d\u8d56\u30022023\u5e74UPI\u4ea4\u6613\u91cf\u7a81\u7834100\u4ebf\u7b14\/\u6708\uff0c\u800c\u72ec\u7acb\u94b1\u5305\u4ea4\u6613\u5360\u6bd4\u4e0b\u964d\u81f3\u7ea612%\u3002<\/p>\n<\/li>\n<li>\n<p>\ud83d\udd04 <strong>\u5e94\u5bf9\u7b56\u7565<\/strong>:<br \/>\n\u4e3b\u6d41\u94b1\u5305\u7eb7\u7eb7\u6df1\u5ea6\u6574\u5408UPI\u529f\u80fd\uff1a<\/p>\n<ul>\n<li>Paytm\u63a8\u51fa\u300cPaytm UPI\u300d\u72ec\u7acb\u5e94\u7528<\/li>\n<li>PhonePe\u5141\u8bb8\u7ed1\u5b9a\u4efb\u610f\u94f6\u884c\u8d26\u6237\u81f3\u5176\u8d85\u7ea7\u5e94\u7528<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h4><strong>\ud83c\udf10 NFC\u4e0e\u8de8\u5883\u652f\u4ed8\u65b0\u6218\u573a<\/strong><\/h4>\n<ol>\n<li><strong><em>Google Pay India<\/em><\/strong> (\u867d\u975e\u4f20\u7edf\u94b1\u5305\u4f46\u5f71\u54cd\u683c\u5c40)\uff1a\n<ul>\n<li>NFC\u8fd1\u573a\u652f\u4ed8\u5728\u5fb7\u91cc\/\u5b5f\u4e70\u5730\u94c1\u7cfb\u7edf\u8bd5\u70b9\u6210\u529f<\/li>\n<\/ul>\n<\/li>\n<li><strong><em>Razorpay FX<\/em><\/strong>::<br \/>\n\u9488\u5bf9\u8de8\u5883\u7535\u5546\u5546\u5bb6\u7684\u591a\u5e01\u79cd\u7ed3\u7b97\u80fd\u529b<\/li>\n<\/ol>\n<hr>\n<h4>\ud83c\udfe6\u653f\u7b56\u5173\u952e\u70b9 (<strong>RBI\u76d1\u7ba1\u6846\u67b6<\/strong>)<\/h4>\n<table>\n<thead>\n<tr>\n<th>Regulation<\/th>\n<th>Impact<\/th>\n<th>Deadline<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>PPIs\u5fc5\u987b\u652f\u6301\u4e92\u64cd\u4f5c\u6027<\/td>\n<td>\u26a0\ufe0f\u5c0f\u73a9\u5bb6\u6280\u672f\u6210\u672c\u4e0a\u5347<\/td>\n<td>Q2 2024<\/td>\n<\/tr>\n<tr>\n<td>KYC\u5206\u7ea7\u5236\u5ea6\u8c03\u6574<\/td>\n<td>Tier-1\u533f\u540d\u7535\u5b50\u94b1\u5305\u5bb9\u8bb8\u20b910,000\u4f59\u989d\u4e0a\u9650<\/td>\n<td>Active<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ud83d\udd0d <em>case (law)<\/em>: MobiKwik\u56e0\u672a\u80fd\u6309\u65f6\u5b8c\u6210\u5168\u91cfKYC\u88ab\u77ed\u6682\u6682\u505c\u65b0\u7528\u6237\u6ce8\u518c(2023\u5e747\u6708)<\/p>\n<hr>\n<h3>\u2753\u672a\u6765\u6838\u5fc3\u95ee\u9898\u63a2\u8ba8\uff1a<\/h3>\n<p>1\ufe0f\u20e3 <em>\u80fd\u5426\u7a81\u56f4\uff1f<\/em> \u2014\u2014 Jio Financial Services\u8ba1\u5212\u63a8\u51fa\u7684\u300cJioPay SuperApp\u300d\u53ef\u80fd\u98a0\u8986\u73b0\u6709\u6392\u540d<br \/>\n2\ufe0f\u20e3 <em>\u76c8\u5229\u6a21\u5f0f\uff1f<\/em> \u2014\u2014 BNPL\u548c\u4fe1\u8d37\u4ea7\u54c1\u6b63\u6210\u4e3a\u5404\u5e73\u53f0\u4e3b\u8981\u53d8\u73b0\u9014\u5f84\uff08\u5982Paytm\u7684\u540e\u4ed8\u8d39\u8d37\u6b3e\u4e1a\u52a1\u8d21\u732e35%\u8425\u6536\uff09<\/p>\n<p>\u9700\u8981\u66f4\u8be6\u7ec6\u7684\u67d0\u9886\u57df\u6570\u636e\u6216\u7ade\u54c1\u5bf9\u6bd4\u53ef\u6307\u5b9a\u65b9\u5411\u7ee7\u7eed\u5c55\u5f00\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5370\u5ea6\u7684\u6570\u5b57\u94b1\u5305\u5e02\u573a\u7ade\u4e89\u6fc0\u70c8\uff0c\u4e3b\u8981\u7531\u672c\u571f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u3001\u94f6\u884c\u652f\u6301\u7684\u5e73\u53f0\u548c\u56fd\u9645\u5de8\u5934\u4e3b\u5bfc\u3002\u4ee5\u4e0b\u662f2023\u5e74\u5370\u5ea6\u4e3b\u6d41\u94b1\u5305 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-515","post","type-post","status-publish","format-standard","hentry","category-11"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4e2d\u7684\u94b1\u5305\u670d\u52a1\u6392\u540d - \u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/24\/\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4e2d\u7684\u94b1\u5305\u670d\u52a1\u6392\u540d\/\" \/>\n<meta property=\"og:locale\" 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