{"id":513,"date":"2025-05-23T14:00:42","date_gmt":"2025-05-23T06:00:42","guid":{"rendered":"https:\/\/www.yinduzhifu.life\/?p=513"},"modified":"2025-05-23T14:00:42","modified_gmt":"2025-05-23T06:00:42","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e9%80%82%e5%90%88%e4%b8%aa%e4%ba%ba%e8%87%aa%e7%94%b1%e8%81%8c%e4%b8%9a%e8%80%85%e4%bd%bf%e7%94%a8%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/23\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e9%80%82%e5%90%88%e4%b8%aa%e4%ba%ba%e8%87%aa%e7%94%b1%e8%81%8c%e4%b8%9a%e8%80%85%e4%bd%bf%e7%94%a8%e5%90%97%ef%bc%9f\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u9002\u5408\u4e2a\u4eba\u81ea\u7531\u804c\u4e1a\u8005\u4f7f\u7528\u5417\uff1f"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts134.mm.bing.net\/th?q=phonepe133\" 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Pay\u4e0ePaytm<\/h3>\n<p>PhonePe\u76ee\u524d\u5360\u636e\u5e02\u573a\u4efd\u989d\u7ea647%\uff0c\u5176\u4f18\u52bf\u5728\u4e8e\u5e7f\u6cdb\u7684\u5546\u6237\u63a5\u53d7\u5ea6\u548c\u7a33\u5b9a\u7684\u4ea4\u6613\u6210\u529f\u7387\u3002\u5bf9\u4e8e\u81ea\u7531\u804c\u4e1a\u8005\u6765\u8bf4\uff0c\u5b83\u7684&quot;\u6536\u6b3e\u94fe\u63a5&quot;\u529f\u80fd\u7279\u522b\u5b9e\u7528\u2014\u2014\u53ef\u4ee5\u751f\u6210\u4e13\u5c5e\u4ed8\u6b3e\u94fe\u63a5\u53d1\u9001\u7ed9\u5ba2\u6237\u5b8c\u6210\u6536\u6b3e\u3002<\/p>\n<p>Google Pay\u5219\u4ee5\u7b80\u6d01\u7684\u7528\u6237\u754c\u9762\u8457\u79f0\uff0c\u56fd\u9645\u8f6c\u8d26\u80fd\u529b\u8f83\u5f3a\uff08\u901a\u8fc7\u4e0e\u897f\u8054\u6c47\u6b3e\u5408\u4f5c\uff09\uff0c\u9002\u5408\u6709\u6d77\u5916\u5ba2\u6237\u7684\u81ea\u7531\u5de5\u4f5c\u8005\u3002\u4f46\u5176\u6bcf\u65e5\u4ea4\u6613\u9650\u989d\u76f8\u5bf9\u8f83\u4f4e\uff0810\u4e07\u5362\u6bd4\uff09\uff0c\u53ef\u80fd\u9650\u5236\u9ad8\u4ef7\u503c\u9879\u76ee\u7684\u6b3e\u9879\u6536\u53d6\u3002<\/p>\n<p>Paytm\u4f5c\u4e3a\u65e9\u671f\u8fdb\u5165\u5e02\u573a\u7684\u73a9\u5bb6\uff0c&quot;Paytm\u94b1\u5305&quot;\u529f\u80fd\u5141\u8bb8\u9884\u5b58\u8d44\u91d1\u5e76\u8d5a\u53d6\u5229\u606f\uff08\u5f53\u524d\u5e74\u5316\u7ea62.5%\uff09\u3002\u5176\u5546\u4e1a\u8d26\u6237\u63d0\u4f9b\u8be6\u7ec6\u7684\u5f00\u7968\u548c\u7a0e\u52a1\u8bb0\u5f55\u5de5\u5177\uff0c\u5bf9\u9700\u8981\u89c4\u8303\u8d22\u52a1\u7684\u81ea\u7531\u804c\u4e1a\u8005\u662f\u663e\u8457\u4f18\u52bf\u3002<\/p>\n<h3>\u4e13\u4e1a\u670d\u52a1\u5e73\u53f0\uff1aRazorpay\u4e0eInstamojo<\/h3>\n<p>RazorpayX\u88ab\u8bb8\u591a\u6280\u672f\u578b\u81ea\u7531\u804c\u4e1a\u8005\u9009\u7528\u662f\u56e0\u4e3a\u5b83\u80fd\u65e0\u7f1d\u5bf9\u63a5\u56fd\u9645\u5ba2\u6237\uff08\u652f\u63017\u79cd\u5916\u5e01\u6536\u6b3e\uff09\u5e76\u63d0\u4f9b\u865a\u62df\u4f01\u4e1a\u8d26\u6237\u670d\u52a1\u2014\u2014\u5373\u4f7f\u6ca1\u6709\u6ce8\u518c\u516c\u53f8\u4e5f\u80fd\u83b7\u5f97\u4e13\u5c5e\u8d26\u53f7\u8fdb\u884c\u4e13\u4e1a\u6536\u4ed8\u6b3e\u64cd\u4f5c\u3002<\/p>\n<p>Instamojo\u5219\u4e13\u6ce8\u4e8e\u5fae\u578b\u4f01\u4e1a\u5bb6\u7fa4\u4f53\uff0c&quot;\u96f6\u6708\u8d39+\u6309\u7b14\u6536\u8d39&quot;(1%+\u20b93\/\u7b14)\u7684\u6a21\u5f0f\u5bf9\u5c0f\u89c4\u6a21\u8d77\u6b65\u7684\u81ea\u7531\u5de5\u4f5c\u8005\u6781\u5177\u5438\u5f15\u529b\u3002\u5b83\u96c6\u6210\u7684\u7b80\u6613\u7f51\u5e97\u642d\u5efa\u5de5\u5177\u8fd8\u80fd\u5e2e\u52a9\u7528\u6237\u5c55\u793a\u4f5c\u54c1\u96c6\u5e76\u76f4\u63a5\u63a5\u6536\u8ba2\u5355\u6b3e\u9879\u3002<\/p>\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\u8fd9\u4e9b\u5e73\u53f0\u90fd\u7b26\u5408PCI-DSS\u5b89\u5168\u6807\u51c6\u4e14\u901a\u8fc7\u5370\u5ea6\u50a8\u5907\u94f6\u884c\u7684\u4e25\u683c\u5ba1\u6838\u786e\u4fdd\u8d44\u91d1\u5b89\u5168\u2014\u2014\u8fd9\u5bf9\u7f3a\u4e4f\u6cd5\u52a1\u652f\u6301\u7684\u4e2a\u4f53\u4ece\u4e1a\u8005\u5c24\u4e3a\u91cd\u8981\uff01<\/p>\n<h2>\u5b9e\u9645\u5e94\u7528\u573a\u666f\u89e3\u6790<\/h2>\n<h3>\u56fd\u5185\u9879\u76ee\u7ed3\u7b97\u6848\u4f8b<\/h3>\n<p>\u5fb7\u91cc\u5e73\u9762\u8bbe\u8ba1\u5e08\u666e\u91cc\u626c\u5361\u6bcf\u6708\u901a\u8fc7\u591a\u79cd\u6e20\u9053\u6536\u6b3e\uff1a<\/p>\n<ul>\n<li>UPI\u5904\u740680%\u56fd\u5185\u5c0f\u989d\u8bbe\u8ba1\u8ba2\u91d1\uff08\u5e73\u5747\u6bcf\u7b14\u20b95000-15000\uff09<\/li>\n<li>Razorpay\u53d1\u7968\u7cfb\u7edf\u7ba1\u7406\u957f\u671f\u4f01\u4e1a\u5ba2\u6237\u7684\u5b63\u5ea6\u7ed3\u8d26<\/li>\n<li>Paytm\u4e8c\u7ef4\u7801\u8d34\u5728\u5de5\u4f5c\u5ba4\u65b9\u4fbf\u7ebf\u4e0b\u8bbf\u5ba2\u4ed8\u6b3e<br \/>\n\u5979\u8868\u793a\uff1a&quot;\u8fc7\u53bb\u652f\u7968\u6e05\u7b97\u89813\u5929\u73b0\u5728\u79d2\u5230\u8d26\uff01\u800c\u4e14\u6240\u6709\u8bb0\u5f55\u81ea\u52a8\u540c\u6b65\u81f3\u4f1a\u8ba1\u8f6f\u4ef6\u3002&quot;<\/li>\n<\/ul>\n<h3>\u8de8\u5883\u6536\u5165\u5904\u7406\u65b9\u6848<\/h3>\n<p>\u73ed\u52a0\u7f57\u5c14\u7a0b\u5e8f\u5458\u963f\u5e03\u820d\u514b\u4e3a\u6b27\u7f8e\u521d\u521b\u516c\u53f8\u5f00\u53d1APP\uff1a<\/p>\n<ol>\n<li>PayPal\u6536\u53d6\u9996\u671f\u6b3e\u4f46\u9700\u627f\u62c54.4%+\u56fa\u5b9a\u8d39\u7528\u7684\u9ad8\u624b\u7eed\u8d39<\/li>\n<li>Wise\u8f6c\u8d26\u5927\u989d\u9879\u76ee\u5c3e\u6b3e\u6c47\u7387\u635f\u5931\u4ec50.6%<\/li>\n<li>RazorpayX\u4f01\u4e1a\u8d26\u6237\u63a5\u6536\u65b0\u52a0\u5761\u5ba2\u6237INR\u4ed8\u6b3e\u514d\u53bb\u5151\u6362\u9ebb\u70e6<br \/>\n\u4ed6\u5efa\u8bae\uff1a&quot;\u8d85\u8fc72000\u7f8e\u5143\u65f6\u94f6\u884c\u7535\u6c47\u66f4\u5212\u7b97\u867d\u7136\u9700\u63d0\u4ea4FRM\u7533\u62a5\u8868&quot;<\/li>\n<\/ol>\n<h2>\u6210\u672c\u6548\u76ca\u6df1\u5ea6\u8bc4\u4f30<\/h2>\n<p><strong>\u5178\u578b\u624b\u7eed\u8d39\u5bf9\u6bd4\u8868<\/strong><br \/>\n| \u6e20\u9053\u7c7b\u578b | INR\u5883\u5185\u8d39\u7387 | USD\u8de8\u5883\u8d39\u7387 | T+1\u5230\u8d26\u6bd4\u4f8b |<br \/>\n|&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| UPI      | Free        | N\/A         | &gt;99%        |<br \/>\n| IMPS     | \u20b95+\/tx      | N\/A         | ~95%        |<br \/>\n| PayPal   | \u20b93000\u4ee5\u4e0b4%+| $4.99\u56fa\u5b9a\u8d39+| Instant     |<\/p>\n<p>\u7a0e\u52a1\u65b9\u9762\u503c\u5f97\u6ce8\u610f\uff1a<\/p>\n<ul>\n<li>GST\u6ce8\u518c\u95e8\u69db2023\u5e74\u8c03\u6574\u4e3a40\u4e07\u5362\u6bd4\u8425\u4e1a\u989d\/\u5e74<\/li>\n<li>Payment aggregators\u4f1a\u4ece\u6e90\u5934\u6263\u9664TCS(0.1%)\u4f46\u53ef\u62b5\u6263\u5e74\u5ea6\u7a0e\u6b3e<\/li>\n<li>Form26AS\u4f1a\u81ea\u52a8\u6c47\u603b\u6240\u6709\u5e73\u53f0\u6536\u5165\u6570\u636e\u4fbf\u4e8e\u62a5\u7a0e\u53c2\u8003\uff01<\/li>\n<\/ul>\n<p>\u5ef6\u8fdf\u95ee\u9898\u4e3b\u8981\u51fa\u73b0\u5728\uff1a<br \/>\n\u2022 NEFT\u975e\u5de5\u4f5c\u65f6\u6bb5\u53d1\u8d77\u7684\u4ea4\u6613(+12\u5c0f\u65f6)<br \/>\n\u2022 Bank holidays\u671f\u95f4\u7684RTGS\u6e05\u7b97\u6392\u961f\u73b0\u8c61\u660e\u663e\u51cf\u5c11\uff01<br \/>\n\u2022 RBI\u6700\u65b0\u6307\u5bfc\u8981\u6c42PA\u5fc5\u987b\u4fdd\u8bc198%\u4ea4\u6613\u572815\u79d2\u5185\u5b8c\u6210\u54cd\u5e94&#8230;<\/p>\n<h2>FAQ\u5e38\u89c1\u7591\u95ee\u89e3\u7b54<\/h2>\n<p><strong>Q\uff1a\u6ca1\u6709GST\u53f7\u7801\u80fd\u6536\u5927\u989d\u6b3e\u9879\u5417\uff1f<\/strong><br 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