{"id":499,"date":"2025-05-19T18:57:46","date_gmt":"2025-05-19T10:57:46","guid":{"rendered":"https:\/\/www.yinduzhifu.life\/?p=499"},"modified":"2025-05-19T18:57:46","modified_gmt":"2025-05-19T10:57:46","slug":"%e5%8d%b0%e5%ba%a6upi%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%85%a8%e9%9d%a2%e5%89%96%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/19\/%e5%8d%b0%e5%ba%a6upi%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%85%a8%e9%9d%a2%e5%89%96%e6%9e%90\/","title":{"rendered":"\u5370\u5ea6UPI\u652f\u4ed8\u7cfb\u7edf\u5168\u9762\u5256\u6790"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts231.mm.bing.net\/th?q=phonepe230\" alt=\"\u5370\u5ea6UPI\u652f\u4ed8\u7cfb\u7edf\u5168\u9762\u5256\u6790\" title=\"\u5370\u5ea6UPI\u652f\u4ed8\u7cfb\u7edf\u5168\u9762\u5256\u6790\"><\/p>\n<h1>\u5370\u5ea6UPI\u652f\u4ed8\u7cfb\u7edf\u5168\u9762\u5256\u6790<\/h1>\n<h2>\u4ec0\u4e48\u662fUPI\u652f\u4ed8\u7cfb\u7edf\uff1f<\/h2>\n<p>\u7edf\u4e00\u652f\u4ed8\u63a5\u53e3(Unified Payments Interface\uff0c\u7b80\u79f0UPI)\u662f\u5370\u5ea6\u56fd\u5bb6\u652f\u4ed8\u516c\u53f8(NPCI)\u4e8e2016\u5e74\u5f00\u53d1\u7684\u4e00\u9879\u5373\u65f6\u5b9e\u65f6\u652f\u4ed8\u7cfb\u7edf\u3002\u4f5c\u4e3a\u5370\u5ea6\u6570\u5b57\u652f\u4ed8\u7684\u9769\u547d\u6027\u521b\u65b0\uff0cUPI\u5141\u8bb8\u7528\u6237\u901a\u8fc7\u79fb\u52a8\u8bbe\u5907\u5728\u94f6\u884c\u8d26\u6237\u4e4b\u95f4\u8fdb\u884c\u5373\u65f6\u8f6c\u8d26\uff0c\u65e0\u9700\u8f93\u5165\u7e41\u7410\u7684\u94f6\u884c\u8d26\u53f7\u548cIFSC\u4ee3\u7801\u3002<\/p>\n<p>UPI\u7cfb\u7edf\u7684\u6838\u5fc3\u4f18\u52bf\u5728\u4e8e\u5176\u7b80\u5355\u3001\u5feb\u6377\u548c\u5b89\u5168\u7684\u7279\u70b9\u3002\u5b83\u6574\u5408\u4e86\u591a\u4e2a\u94f6\u884c\u8d26\u6237\u5230\u4e00\u4e2a\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u4e2d\uff0c\u7528\u6237\u53ef\u4ee5\u901a\u8fc7\u865a\u62df\u4ed8\u6b3e\u5730\u5740(VPA)\u8fdb\u884c\u4ea4\u6613\uff0c\u5927\u5927\u7b80\u5316\u4e86\u7535\u5b50\u652f\u4ed8\u7684\u6d41\u7a0b\u3002\u8fd9\u79cd\u521b\u65b0\u7684\u652f\u4ed8\u65b9\u5f0f\u8fc5\u901f\u6539\u53d8\u4e86\u5370\u5ea6\u4eba\u7684\u6d88\u8d39\u4e60\u60ef\u548c\u91d1\u878d\u751f\u6001\u3002<\/p>\n<h2>UPI\u7684\u5de5\u4f5c\u539f\u7406\u4e0e\u6280\u672f\u67b6\u6784<\/h2>\n<h3>\u6280\u672f\u57fa\u7840\u67b6\u6784<\/h3>\n<p>UPI\u5efa\u7acb\u5728\u5370\u5ea6\u7684\u5373\u65f6\u652f\u4ed8\u670d\u52a1(IMPS)\u57fa\u7840\u8bbe\u65bd\u4e4b\u4e0a\uff0c\u91c7\u7528\u5206\u5c42\u67b6\u6784\u8bbe\u8ba1\uff1a<\/p>\n<ol>\n<li><strong>NPCI\u5c42<\/strong>\uff1a\u4f5c\u4e3a\u4e2d\u592e\u4ea4\u6362\u673a\u5904\u7406\u6240\u6709\u4ea4\u6613\u8bf7\u6c42<\/li>\n<li><strong>PSP\u5c42<\/strong>\uff1a\u5305\u62ec\u6240\u6709\u63d0\u4f9bUPI\u670d\u52a1\u7684\u94f6\u884c\u548c\u7b2c\u4e09\u65b9\u5e94\u7528<\/li>\n<li><strong>\u7ec8\u7aef\u7528\u6237\u5c42<\/strong>\uff1a\u6d88\u8d39\u8005\u4f7f\u7528\u7684\u5404\u79cdUPI\u5e94\u7528\u7a0b\u5e8f<\/li>\n<\/ol>\n<h3>\u4ea4\u6613\u6d41\u7a0b\u8be6\u89e3<\/h3>\n<p>\u5178\u578b\u7684UPI\u4ea4\u6613\u9075\u5faa\u4ee5\u4e0b\u6b65\u9aa4\uff1a<\/p>\n<ol>\n<li>\u4ed8\u6b3e\u4eba\u901a\u8fc7\u652f\u6301UPI\u7684\u5e94\u7528\u53d1\u8d77\u8f6c\u8d26\u8bf7\u6c42<\/li>\n<li>PSP\u5c06\u8bf7\u6c42\u8f6c\u53d1\u7ed9NPCI\u7684\u4e2d\u592e\u670d\u52a1\u5668<\/li>\n<li>NPC\u9a8c\u8bc1\u5e76\u8def\u7531\u5230\u6536\u6b3e\u4eba\u7684PSP<\/li>\n<li>\u6536\u6b3e\u65b9\u786e\u8ba4\u540e\u5b8c\u6210\u8d44\u91d1\u5212\u8f6c<\/li>\n<li>\u53cc\u65b9\u6536\u5230\u5b9e\u65f6\u901a\u77e5<\/li>\n<\/ol>\n<p>\u6574\u4e2a\u6d41\u7a0b\u901a\u5e38\u5728\u51e0\u79d2\u5185\u5b8c\u6210\uff0c\u4e1424\/7\u5168\u5929\u5019\u53ef\u7528\u3002<\/p>\n<h2>UPI\u7684\u4e3b\u8981\u529f\u80fd\u7279\u70b9\u5206\u6790<\/h2>\n<h3>VPA\u865a\u62df\u5730\u5740\u529f\u80fd<\/h3>\n<p>\u865a\u62df\u4ed8\u6b3e\u5730\u5740(Virtual Payment Address, VPA)\u662fupi\u6700\u5177\u521b\u65b0\u6027\u7684\u529f\u80fd\u4e4b\u4e00\u3002\u7528\u6237\u53ef\u4ee5\u521b\u5efa\u7c7b\u4f3c&quot;username@bankname&quot;\u7684\u552f\u4e00\u6807\u8bc6\u7b26\u66ff\u4ee3\u4f20\u7edf\u94f6\u884c\u8d26\u53f7\u8fdb\u884c\u6536\u4ed8\u6b3e\u3002VPA\u5177\u6709\u4ee5\u4e0b\u4f18\u52bf\uff1a<\/p>\n<ul>\n<li><strong>\u6613\u8bb0\u6613\u7528<\/strong>\uff1a\u6bd4\u957f\u4e32\u8d26\u53f7\u66f4\u53cb\u597d<\/li>\n<li><strong>\u9690\u79c1\u4fdd\u62a4<\/strong>\uff1a\u4e0d\u5fc5\u5206\u4eab\u654f\u611f\u8d26\u6237\u4fe1\u606f<\/li>\n<li><strong>\u7075\u6d3b\u7ba1\u7406<\/strong>\uff1a\u53ef\u5173\u8054\u591a\u4e2a\u94f6\u884c\u8d26\u6237\u5e76\u968f\u65f6\u5207\u6362\u4e3b\u8d26\u6237<\/li>\n<\/ul>\n<h3>QR\u7801\u626b\u63cf\u652f\u4ed8\u4f53\u9a8c<\/h3>\n<p>\u57fa\u4e8eQR\u7801\u7684\u79bb\u7ebf\u626b\u7801\u5df2\u6210\u4e3a\u7ebf\u4e0b\u96f6\u552e\u573a\u666f\u7684\u4e3b\u6d41\u89e3\u51b3\u65b9\u6848\uff1a<\/p>\n<ul>\n<li>\u5546\u6237\u5c55\u793a\u9759\u6001\u6216\u52a8\u6001\u4e8c\u7ef4\u7801<\/li>\n<li>\u6d88\u8d39\u8005\u6253\u5f00APP\u626b\u7801\u5373\u53ef\u5b8c\u6210\u8ba4\u8bc1\u4e0e\u6263\u6b3e<\/li>\n<li>NFC\u8fd1\u573a\u901a\u4fe1\u6280\u672f\u7684\u9010\u6b65\u63a5\u5165\u8fdb\u4e00\u6b65\u63d0\u5347\u4e86\u4fbf\u5229\u6027<\/li>\n<\/ul>\n<p>\u8fd9\u4e00\u7279\u6027\u7279\u522b\u9002\u5408\u5370\u5ea6\u5927\u91cf\u5c0f\u5fae\u5546\u6237\u7684\u4f7f\u7528\u9700\u6c42\u3002<\/p>\n<h2>UPI\u7684\u5e02\u573a\u5f71\u54cd\u4e0e\u53d1\u5c55\u73b0\u72b6<\/h2>\n<p>\u6839\u636e\u6700\u65b0\u7edf\u8ba1\u6570\u636e\uff1a<\/p>\n<ul>\n<li>UPI\u6708\u4ea4\u6613\u91cf\u5df2\u7a81\u783480\u4ebf\u7b14\u5927\u5173<\/li>\n<li>Google Pay\u3001PhonePe\u7b49\u5934\u90e8\u5e94\u7528\u5360\u636e90%\u4ee5\u4e0a\u5e02\u573a\u4efd\u989d<\/li>\n<\/ul>\n<h2>UPI\u7684\u5e02\u573a\u5f71\u54cd\u4e0e\u53d1\u5c55\u73b0\u72b6\uff08\u7eed\uff09<\/h2>\n<p>\u6839\u636e\u5370\u5ea6\u56fd\u5bb6\u652f\u4ed8\u516c\u53f8(NPCI)\u6700\u65b0\u6570\u636e\uff1a<\/p>\n<ul>\n<li><strong>\u4ea4\u6613\u89c4\u6a21<\/strong>\uff1a2023\u5e74UPI\u6708\u4ea4\u6613\u91cf\u7a81\u7834100\u4ebf\u7b14\uff0c\u5e74\u589e\u957f\u7387\u4fdd\u6301\u572850%\u4ee5\u4e0a<\/li>\n<li><strong>\u91d1\u989d\u89c4\u6a21<\/strong>\uff1a\u5355\u6708\u4ea4\u6613\u603b\u989d\u8d85\u8fc715\u4e07\u4ebf\u5362\u6bd4\uff08\u7ea6\u54081800\u4ebf\u7f8e\u5143\uff09<\/li>\n<li><strong>\u7528\u6237\u57fa\u7840<\/strong>\uff1a\u6ce8\u518c\u7528\u6237\u6570\u5df2\u7a81\u78345\u4ebf\u5927\u5173\uff0c\u8986\u76d6\u5370\u5ea685%\u7684\u667a\u80fd\u624b\u673a\u7528\u6237<\/li>\n<li><strong>\u5546\u6237\u6e17\u900f\u7387<\/strong>\uff1a\u5168\u56fd\u8d85\u8fc73000\u4e07\u5546\u6237\u63a5\u53d7UPI\u652f\u4ed8\uff0c\u5305\u62ec95%\u7684\u6709\u7ec4\u7ec7\u96f6\u552e\u548c60%\u7684\u5c0f\u5fae\u5546\u5bb6<\/li>\n<\/ul>\n<h3>\u4e3b\u8981\u53c2\u4e0e\u8005\u5e02\u573a\u4efd\u989d<\/h3>\n<ol>\n<li>\n<p><strong>\u7b2c\u4e09\u65b9\u5e94\u7528<\/strong><\/p>\n<ul>\n<li>PhonePe\uff1a\u5e02\u573a\u4efd\u989d\u7ea647%\uff08\u6c83\u5c14\u739b\u65d7\u4e0b\uff09<\/li>\n<li>Google Pay\uff1a\u7ea6\u536035%<\/li>\n<li>Paytm Payments Bank\uff1a\u7ea612%<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u94f6\u884c\u7cfb\u5e94\u7528<\/strong><\/p>\n<ul>\n<li>BHIM\uff08\u653f\u5e9c\u5b98\u65b9\u5e94\u7528\uff09\uff1a\u7ea63%<\/li>\n<li>\u5404\u5546\u4e1a\u94f6\u884c\u81ea\u6709UPI\u5e94\u7528\u5408\u8ba1\u5360\u6bd4\u4e0d\u52303%<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u8fd9\u79cd\u9ad8\u5ea6\u96c6\u4e2d\u7684\u5e02\u573a\u683c\u5c40\u5f15\u53d1\u4e86\u5370\u5ea6\u50a8\u5907\u94f6\u884c(RBI)\u5bf9\u7cfb\u7edf\u6027\u98ce\u9669\u7684\u5173\u6ce8\u3002<\/p>\n<h2>UPI\u6210\u529f\u7684\u5173\u952e\u56e0\u7d20\u5206\u6790<\/h2>\n<h3>\u653f\u7b56\u4e0e\u76d1\u7ba1\u652f\u6301<\/h3>\n<ol>\n<li>\n<p><strong>Zero Handling Fee Policy<\/strong>::<br \/>\n\u5370\u5ea6\u653f\u5e9c\u660e\u786e\u89c4\u5b9a\u7981\u6b62\u5bf9UPI\u4ea4\u6613\u6536\u53d6\u4efb\u4f55\u624b\u7eed\u8d39\uff0c\u6781\u5927\u4fc3\u8fdb\u4e86\u666e\u53ca\u3002\u8fd9\u4e0e\u4fe1\u7528\u53611-3%\u7684\u624b\u7eed\u8d39\u5f62\u6210\u9c9c\u660e\u5bf9\u6bd4\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u4e92\u64cd\u4f5c\u6027\u8981\u6c42<\/strong>::<br \/>\n\u76d1\u7ba1\u5f3a\u5236\u6240\u6709\u53c2\u4e0e\u673a\u6784\u5fc5\u987b\u5b9e\u73b0\u5b8c\u5168\u4e92\u64cd\u4f5c\u2014\u2014\u4efb\u4f55\u94f6\u884c\u7684\u5ba2\u6237\u53ef\u4ee5\u5411\u4efb\u4f55\u5176\u4ed6\u94f6\u884c\u7684\u8d26\u6237\u8f6c\u8d26\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u6570\u5b57\u5370\u5ea6\u6218\u7565<\/strong>::<br \/>\n\u4f5c\u4e3a&quot;Digital India&quot;\u7684\u6838\u5fc3\u9879\u76ee\u83b7\u5f97\u4e2d\u592e\u653f\u5e9c\u5168\u529b\u652f\u6301\uff0c\u5305\u62ec\u57fa\u7840\u8bbe\u65bd\u6295\u8d44\u548c\u653f\u7b56\u503e\u659c\u3002<\/p>\n<\/li>\n<\/ol>\n<h3>\u6280\u672f\u521b\u65b0\u4f18\u52bf<\/h3>\n<ol>\n<li><strong>\u8f7b\u91cf\u5316\u8bbe\u8ba1<\/strong>\n<ul>\n<li>\u6bcf\u7b14\u4ea4\u6613\u5e73\u5747\u5904\u7406\u65f6\u95f4&lt;500\u6beb\u79d2<\/li>\n<li>API\u54cd\u5e94\u65f6\u95f4\u63a7\u5236\u5728200ms\u4ee5\u5185<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>2.\u00a0\u00a0<strong>\u5206\u5c42\u5b89\u5168\u67b6\u6784<\/strong><br \/>\n\u00a0\u00a0\u00a0|\u00a0\u5b89\u5168\u5c42\u7ea7\u00a0|\u00a0\u6280\u672f\u63aa\u65bd\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0|<br \/>\n\u00a0\u00a0\u00a0|&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-|<br \/>\n\u00a0\u00a0\u00a0|\u00a0\u00a0\u4f20\u8f93\u5c42\u00a0\u00a0|\u00a0 \u53cc\u5411SSL\u52a0\u5bc6+HTTPS\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 |<br \/>\n\u00a0\u00a0 |\u00a0 \u8ba4\u8bc1\u5c42 |\u00a0\u00a0\u00a0\u53cc\u56e0\u7d20\u9a8c\u8bc1(MPIN+\u8bbe\u5907\u7ed1\u5b9a)\u00a0\u00a0\u00a0 |<br \/>\n\u00a0 |\u00a0 \u4e1a\u52a1\u5c42 |\u00a0\u00a0\u00a0\u52a8\u6001\u9650\u989d+\u5f02\u5e38\u884c\u4e3a\u76d1\u6d4b\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 |<\/p>\n<p>3.<strong>\u5bb9\u707e\u80fd\u529b<\/strong><br \/>\n\u00a0\u00a0\u00a0\u8bbe\u8ba1\u652f\u6301\u6bcf\u79d26000\u7b14\u4ea4\u6613\u7684\u5cf0\u503c\u5904\u7406\u80fd\u529b\uff0c<br \/>\n\u00a0\u00a0\u00a0\u5b9e\u9645\u4f7f\u7528\u4e2d\u6700\u9ad8\u8bb0\u5f55\u4e3a\u6bcf\u79d23800\u7b14\u3002<\/p>\n<h2>UPI\u9762\u4e34\u7684\u6311\u6218\u4e0e\u9650\u5236<\/h2>\n<p>\u5c3d\u7ba1\u53d1\u5c55\u8fc5\u731b,\u7cfb\u7edf\u4ecd\u5b58\u5728\u82e5\u5e72\u75db\u70b9:<\/p>\n<h3>\u6280\u672f\u74f6\u9888<\/h3>\n<p>1.<strong>\u79bb\u7ebf\u652f\u4ed8\u573a\u666f\u6709\u9650<\/strong>:<br \/>\n\u3000\u76ee\u524d\u4ec5\u5c11\u6570\u9ad8\u7aef\u624b\u673a\u652f\u6301NFC\u8fd1\u573a\u652f\u4ed8<br \/>\n\u3000\u519c\u6751\u5730\u533a\u7f51\u7edc\u8986\u76d6\u4e0d\u8db3\u5f71\u54cd\u4f7f\u7528\u4f53\u9a8c<\/p>\n<p>2.<strong>\u8de8\u5883\u6269\u5c55\u56f0\u96be<\/strong>:<br \/>\n\u3000\u4e0e\u65b0\u52a0\u5761PayNow\u7b49\u7cfb\u7edf\u7684\u4e92\u8054\u8fdb\u5c55\u7f13\u6162<br \/>\n\u3000\u7f3a\u4e4f\u56fd\u9645\u5361\u7ec4\u7ec7\u652f\u6301\u7684\u6e05\u7b97\u901a\u9053<\/p>\n<h3>\u5546\u4e1a\u53ef\u6301\u7eed\u6027\u95ee\u9898<\/h3>\n<p>\u7531\u4e8e\u7981\u6b62\u6536\u53d6\u624b\u7eed\u8d39:<br \/>\n\u2022 PSP\u670d\u52a1\u5546\u6bcf\u5e74\u635f\u5931\u6f5c\u5728\u6536\u5165\u7ea6120\u4ebf\u5362\u6bd4<br \/>\n\u2022 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\/>\n\u3000\u2022\u5141\u8bb8\u901a\u8fc7UPI\u8fdb\u884cBNPL(\u5148\u4e70\u540e\u4ed8)<br \/>\n\u3000\u2022\u6574\u5408\u4e2d\u5c0f\u94f6\u884c\u4fe1\u8d37\u4ea7\u54c1\u5165\u53e3<\/p>\n<p>2.<strong>\u667a\u80fd\u5408\u7ea6\u6269\u5c55\u5e94\u7528<\/strong><\/p>\n<pre><code class=\"language-solidity\">\/\/\u793a\u4f8b\u6027\u4f9b\u5e94\u94fe\u91d1\u878d\u667a\u80fd\u5408\u7ea6\u4ee3\u7801\u7247\u6bb5<br>\r\nfunction releasePayment(bytes32 invoiceID) public {<br>\r\n require(supplier.shipped == true);<br>\r\n retailer.approve(invoiceID); <br>\r\n escrow.transfer(retailer, supplier);<br>\r\n}<br>\r\n<\/code><\/pre>\n<p>\u56fd\u9645\u5316\u8fdb\u7a0b\u8def\u7ebf\u56fe<br \/>\n\u9636\u6bb5\u76ee\u6807:<br \/>\n2024Q2:\u5b8c\u6210\u4e0e\u4e1c\u76df\u4e94\u56fd\u7cfb\u7edf\u5bf9\u63a5\u6d4b\u8bd5<br \/>\n2024Q4:\u4e2d\u4e1c\u5730\u533a\u963f\u8054\u914b\u3001\u6c99\u7279\u63a5\u5165<br \/>\n2025:\u63a2\u7d22\u975e\u6d32\u5e02\u573a\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb<\/p>\n<p>\u9884\u8ba1\u52302026\u5e74\u8de8\u5883\u4e1a\u52a1\u5c06\u8d21\u732e\u603b\u4ea4\u6613\u91cf\u76848%-12%\u3002<\/p>\n<p>\u7ed9\u4e2d\u56fd\u4f01\u4e1a\u7684\u542f\u793a\u5efa\u8bae<\/p>\n<p>\u5bf9\u4e8e\u6709\u610f\u8fdb\u5165\u5370\u5ea6\u5e02\u573a\u7684\u4e2d\u56fd\u79d1\u6280\u516c\u53f8:<\/p>\n<p>\u5408\u4f5c\u7b56\u7565\u4f18\u5148\u7ea7\u6392\u5e8f:<br \/>\n\u2460\u83b7\u53d6PA\u6267\u7167(Payment Aggregator)<br \/>\n\u2461\u9009\u62e9\u672c\u5730\u6258\u7ba1\u94f6\u884c\u5408\u4f5c(\u5982HDFC\/ICICI)<br \/>\n\u2462\u91cd\u70b9\u5f00\u53d1\u5782\u76f4\u9886\u57df\u89e3\u51b3\u65b9\u6848:<br \/>\n-\u8de8\u5883\u7535\u5546\u6536\u5355(\u7279\u522b\u6ce8\u610f\u5408\u89c4\u62a5\u5173\u6d41\u7a0b)<br \/>\n-\u6e38\u620f\u5145\u503c\u7b49\u865a\u62df\u5546\u54c1\u652f\u4ed8\u4f18\u5316\u65b9\u6848<\/p>\n<p>\u98ce\u9669\u89c4\u907f\u6e05\u5355:<br \/>\n\u2713\u4e25\u683c\u9075\u5faa\u6570\u636e\u672c\u5730\u5316\u8981\u6c42(RBI2018\u89c4\u5b9a) \u2713\u907f\u514d\u76f4\u63a5\u7ade\u6807\u653f\u5e9c\u9879\u76ee(\u970010\u5e74\u4ee5\u4e0a\u672c\u571f\u8fd0\u8425\u5386\u53f2) \u2713\u9884\u7559\u81f3\u5c116\u4e2a\u6708\u5408\u89c4\u7f13\u51b2\u671f\u5e94\u5bf9\u653f\u7b56\u53d8\u52a8<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5370\u5ea6UPI\u652f\u4ed8\u7cfb\u7edf\u5168\u9762\u5256\u6790 \u4ec0\u4e48\u662fUPI\u652f\u4ed8\u7cfb\u7edf\uff1f \u7edf\u4e00\u652f\u4ed8\u63a5\u53e3(Unified Payments Inter [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-499","post","type-post","status-publish","format-standard","hentry","category-11"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.9) - 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