{"id":452,"date":"2025-05-10T16:05:52","date_gmt":"2025-05-10T08:05:52","guid":{"rendered":"https:\/\/www.yinduzhifu.life\/?p=452"},"modified":"2025-05-10T16:05:52","modified_gmt":"2025-05-10T08:05:52","slug":"%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/","title":{"rendered":"Impact of Indian betting payments on tax returns"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts333.mm.bing.net\/th?q=phonepe332\" alt=\"Impact of Indian betting payments on tax returns\" title=\"Impact of Indian betting payments on tax returns\"><\/p>\n<p>Gambling and betting activities are strictly regulated by law in India and their tax returns also require special attention to the following points:<\/p>\n<h3>1. <strong>Legal status and tax obligations<\/strong><\/h3>\n<ul>\n<li><strong>Legitimacy issues<\/strong>: With the exception of a few states (e.g. Goa, Sikkim) where legal gambling is permitted, gambling activities are generally considered illegal. However, regardless of legality, any form of gambling income is subject to tax declaration.<\/li>\n<li><strong>Section 115BB of the Income Tax Act<\/strong>: Taxes specifically on winnings from \"lotteries, crossword puzzles, horse races, etc.\":\n<ul>\n<li>The tax rate is fixed at<strong>30%<\/strong>(Excluding surtax and health tax).<\/li>\n<li>It is not required to be included in the calculation of gross income and is taxed directly on the full amount.<\/li>\n<\/ul>\n<\/li>\n<li><strong>TDS (Tax Deduction at Source)<\/strong>: If a single prize exceeds \u20b910,000, the organiser is required to deduct<strong>30% TDS<\/strong>.<\/li>\n<\/ul>\n<h3>2. <strong>Impact of payment platforms<\/strong><\/h3>\n<ul>\n<li><strong>Transparency of transaction records<\/strong>: Betting transactions through regular payment platforms like UPI, Paytm etc. are tracked by banks\/tax authorities. Frequent large transfers may trigger scrutiny.<\/li>\n<li><strong>Proof of source of funds<\/strong>: If a payment platform is used to top up or withdraw betting funds, records need to be kept for possible tax enquiries.<\/li>\n<\/ul>\n<h3>3. <strong>Key Considerations<\/strong><\/h3>\n<ul>\n<li><strong>Distinguishing between occupational and occasional participation<\/strong>::<br \/>\n<em>occasional participant<\/em>: Just pay the tax under section 115BB.<br \/>\n<em>professional gambler<\/em>Income may be treated as \"business profits\" and subject to progressive rates of personal income tax (up to 30% + surtax) and will need to be accounted for.<\/li>\n<li><em><strong>Risk of illegal operation<\/strong><\/em>::<br \/>\nAttempting to evade the TDS by splitting transactions (e.g. multiple small transfers) or concealing income is an offence and may result in fines or criminal charges.<\/li>\n<\/ul>\n<h3>4. <strong>Compliance Recommendations<\/strong><\/h3>\n<ol>\n<li>Declare all gaming revenue truthfully;<\/li>\n<li>Keep winning vouchers, betting records and bank\/Paytm statements for at least 6 years;<\/li>\n<li>TDS certificate (Form 16A) can be used to offset final tax;<\/li>\n<li>Consult a professional accountant to handle cross-border or high-value transactions.<\/li>\n<\/ol>\n<p>\u26a0\ufe0f <em>draw attention to sth.<\/em> : States may have additional tax provisions for local gambling (e.g. West Bengal levies 28% GST on offline casinos). Always verify local policies.<\/p>\n<h3><strong>5. Tax treatment of betting expenses<\/strong><\/h3>\n<p>In India.<strong>Gaming losses are generally not tax deductible<\/strong>(even if the professional gambler declares the income as business profits). Key points include:<\/p>\n<ul>\n<li><strong>private player<\/strong>: Under the Income Tax Act, gambling losses cannot be offset against other income (e.g., salaries, interest, etc.).<\/li>\n<li><strong>Professional gamblers (rare)<\/strong>: If recognised as a \"betting business\", direct costs (e.g. betting platform fees) could theoretically be deducted, subject to detailed accounts and scrutiny.<\/li>\n<\/ul>\n<h4><strong>sample scenario<\/strong>:<\/h4>\n<ul>\n<li>You recharge \u20b950,000 via Paytm to a legitimate horse racing platform and win \u20b92,00,000.\n<ul>\n<li><strong>tax treatment<\/strong>: \u20b92,00,000 taxed at 30% = \u20b960,000 (plus 4% health tax). Original \u20b950,000 inputs are not deductible.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>6. Impact of GST (Goods and Services Tax)<\/strong><\/h3>\n<ul>\n<li><strong>Online Gaming Platform Service Fee<\/strong>: 18% GST is payable if the platform charges a commission or entry fee. the GST paid by the user is not tax deductible as a cost.<\/li>\n<li><em>be an exception<\/em>: 281 TP3T GST levied on offline casinos in certain states (e.g. Joga, Sikkim).<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. Tax risks of cross-border\/international betting<\/strong><\/h3>\n<p>Be careful when using international payment methods (e.g. Skrill, Neteller) or offshore gambling sites:<\/p>\n<ol>\n<li><strong>Foreign Exchange Management Act (FEMA)<\/strong>: Sending money to offshore gambling sites may violate Indian foreign exchange regulations, resulting in fines and even account freezes.<\/li>\n<li><strong>Double Taxation Agreement (DTAA)<\/strong>: Some countries have tax treaties with India to avoid double taxation, but are required to come forward with declarations and supporting documents.<\/li>\n<\/ol>\n<hr>\n<h3><strong>8. Common audit triggers and response strategies<\/strong><\/h3>\n<p>The tax authorities may focus on examining the following.<br \/>\n| Risky Behaviour | Compliance Advice |<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| Paytm\/UPI Monthly Cumulative Transactions Over \u20b910 Lakh | Explanation of Funding Sources in Advance |<br \/>\n| TDS not deducted or insufficient | Self-imposed back tax + interest |<br \/>\n|Frequent cash deposits to match betting withdrawals | Keep records of all digital transactions |<\/p>\n<hr>\n<h3><em><strong>9. FAQs<\/strong><\/em> \u2753<\/h3>\n<h4>Q1: Do I need to file a tax return for a \"friends poker game\"?<\/h4>\n<p>\u2192 <em>be<\/em>! If single winnings exceed \u20b910,000 without TDS deduction, you still need to file your own 30% tax return. (Actual implementation is more lenient but legally risky)<\/p>\n<h4>Q2: What if PayTM closes my wallet account and suspects it is being used for gambling?<\/h4>\n<p>\u2192 RBI requires payment platforms to monitor suspicious transactions. Complaints can be filed and proof of legitimate source of funds provided (e.g., pay slips, other income).<\/p>\n<h4>Q3: How are cryptocurrency bets such as Bitcoin taxed?<\/h4>\n<p>\u2192 Cryptocurrency profits are treated as \"capital gains\" and taxed at a rate that depends on the period of holding; use in gambling is taxed under section 115BB 30%.<\/p>\n<hr>\n<h3>\u270d\ufe0f <em><strong>final recommendation<\/strong><\/em><\/h3>\n<p>1\ufe0f\u20e3 <em><strong>No concealment.<\/strong><\/em> - AIS (Annual Information Statement) already integrates bank\/PayTM data; omissions will trigger fines (50%-200%) and even criminal prosecution.<br \/>\n2\ufe0f\u20e3 <em><strong>Professional Consultancy<\/strong><\/em> - CAs can help optimise tax structures (e.g. foreign withholding tax relief through DTAA).<\/p>\n<p>Please advise if you need specific case calculations or further analysis of a particular link!<\/p>","protected":false},"excerpt":{"rendered":"<p>Gambling and betting activities in India are strictly regulated by law and their tax declarations require special attention to the following points: 1. Legal status and tax obligations Legality issues [...]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-452","post","type-post","status-publish","format-standard","hentry","category-1"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd - \u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/10\/\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\" \/>\n<meta property=\"og:description\" content=\"\u5728\u5370\u5ea6\uff0c\u8d4c\u535a\u548c\u535a\u5f69\u6d3b\u52a8\u53d7\u5230\u4e25\u683c\u7684\u6cd5\u5f8b\u76d1\u7ba1\uff0c\u5176\u7a0e\u52a1\u7533\u62a5\u4e5f\u9700\u7279\u522b\u6ce8\u610f\u4ee5\u4e0b\u51e0\u70b9\uff1a 1. \u6cd5\u5f8b\u5730\u4f4d\u4e0e\u7a0e\u52a1\u4e49\u52a1 \u5408\u6cd5\u6027\u95ee [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/10\/\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\/\" \/>\n<meta property=\"og:site_name\" content=\"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-10T08:05:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts333.mm.bing.net\/th?q=phonepe332\" \/>\n<meta name=\"author\" content=\"\u5370\u5ea6\u652f\u4ed8\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u5370\u5ea6\u652f\u4ed8\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/\"},\"author\":{\"name\":\"\u5370\u5ea6\u652f\u4ed8\",\"@id\":\"https:\/\/www.yinduzhifu.life\/#\/schema\/person\/06bb4dc7d5b41127548ef750a5d89025\"},\"headline\":\"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\",\"datePublished\":\"2025-05-10T08:05:52+00:00\",\"dateModified\":\"2025-05-10T08:05:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/\"},\"wordCount\":43,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts333.mm.bing.net\/th?q=phonepe332\",\"articleSection\":[\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/\",\"url\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/\",\"name\":\"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd - \u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts333.mm.bing.net\/th?q=phonepe332\",\"datePublished\":\"2025-05-10T08:05:52+00:00\",\"dateModified\":\"2025-05-10T08:05:52+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage\",\"url\":\"https:\/\/ts333.mm.bing.net\/th?q=phonepe332\",\"contentUrl\":\"https:\/\/ts333.mm.bing.net\/th?q=phonepe332\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.yinduzhifu.life\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.yinduzhifu.life\/#website\",\"url\":\"https:\/\/www.yinduzhifu.life\/\",\"name\":\"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|Deekpay-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"publisher\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.yinduzhifu.life\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.yinduzhifu.life\/#organization\",\"name\":\"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|Deekpay-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"url\":\"https:\/\/www.yinduzhifu.life\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.yinduzhifu.life\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.yinduzhifu.life\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/www.yinduzhifu.life\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|Deekpay-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\"},\"image\":{\"@id\":\"https:\/\/www.yinduzhifu.life\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.yinduzhifu.life\/#\/schema\/person\/06bb4dc7d5b41127548ef750a5d89025\",\"name\":\"\u5370\u5ea6\u652f\u4ed8\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.yinduzhifu.life\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/12ee4fa0d160051b7093b627a6ecb115?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/12ee4fa0d160051b7093b627a6ecb115?s=96&d=mm&r=g\",\"caption\":\"\u5370\u5ea6\u652f\u4ed8\"},\"sameAs\":[\"http:\/\/yinduzhifu.life\"],\"url\":\"https:\/\/www.yinduzhifu.life\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd - \u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/10\/\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\/","og_locale":"en_GB","og_type":"article","og_title":"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd","og_description":"\u5728\u5370\u5ea6\uff0c\u8d4c\u535a\u548c\u535a\u5f69\u6d3b\u52a8\u53d7\u5230\u4e25\u683c\u7684\u6cd5\u5f8b\u76d1\u7ba1\uff0c\u5176\u7a0e\u52a1\u7533\u62a5\u4e5f\u9700\u7279\u522b\u6ce8\u610f\u4ee5\u4e0b\u51e0\u70b9\uff1a 1. \u6cd5\u5f8b\u5730\u4f4d\u4e0e\u7a0e\u52a1\u4e49\u52a1 \u5408\u6cd5\u6027\u95ee [&hellip;]","og_url":"https:\/\/www.yinduzhifu.life\/en\/2025\/05\/10\/\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd\/","og_site_name":"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","article_published_time":"2025-05-10T08:05:52+00:00","og_image":[{"url":"https:\/\/ts333.mm.bing.net\/th?q=phonepe332"}],"author":"\u5370\u5ea6\u652f\u4ed8","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u5370\u5ea6\u652f\u4ed8"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#article","isPartOf":{"@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/"},"author":{"name":"\u5370\u5ea6\u652f\u4ed8","@id":"https:\/\/www.yinduzhifu.life\/#\/schema\/person\/06bb4dc7d5b41127548ef750a5d89025"},"headline":"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd","datePublished":"2025-05-10T08:05:52+00:00","dateModified":"2025-05-10T08:05:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/"},"wordCount":43,"commentCount":0,"publisher":{"@id":"https:\/\/www.yinduzhifu.life\/#organization"},"image":{"@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage"},"thumbnailUrl":"https:\/\/ts333.mm.bing.net\/th?q=phonepe332","articleSection":["\u5370\u5ea6\u652f\u4ed8\u901a\u9053"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/","url":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/","name":"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd - \u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.yinduzhifu.life\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage"},"image":{"@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage"},"thumbnailUrl":"https:\/\/ts333.mm.bing.net\/th?q=phonepe332","datePublished":"2025-05-10T08:05:52+00:00","dateModified":"2025-05-10T08:05:52+00:00","breadcrumb":{"@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#primaryimage","url":"https:\/\/ts333.mm.bing.net\/th?q=phonepe332","contentUrl":"https:\/\/ts333.mm.bing.net\/th?q=phonepe332"},{"@type":"BreadcrumbList","@id":"https:\/\/www.yinduzhifu.life\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%af%b9%e7%a8%8e%e5%8a%a1%e7%94%b3%e6%8a%a5%e7%9a%84%e5%bd%b1%e5%93%8d\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.yinduzhifu.life\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5ea6\u535a\u5f69\u652f\u4ed8\u5bf9\u7a0e\u52a1\u7533\u62a5\u7684\u5f71\u54cd"}]},{"@type":"WebSite","@id":"https:\/\/www.yinduzhifu.life\/#website","url":"https:\/\/www.yinduzhifu.life\/","name":"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|Deekpay-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","publisher":{"@id":"https:\/\/www.yinduzhifu.life\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.yinduzhifu.life\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.yinduzhifu.life\/#organization","name":"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|Deekpay-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","url":"https:\/\/www.yinduzhifu.life\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.yinduzhifu.life\/#\/schema\/logo\/image\/","url":"https:\/\/www.yinduzhifu.life\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/www.yinduzhifu.life\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"\u5370\u5ea6\u652f\u4ed8|\u5370\u5ea6\u652f\u4ed8\u670d\u52a1\u5546|Deekpay-\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8"},"image":{"@id":"https:\/\/www.yinduzhifu.life\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.yinduzhifu.life\/#\/schema\/person\/06bb4dc7d5b41127548ef750a5d89025","name":"\u5370\u5ea6\u652f\u4ed8","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.yinduzhifu.life\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/12ee4fa0d160051b7093b627a6ecb115?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/12ee4fa0d160051b7093b627a6ecb115?s=96&d=mm&r=g","caption":"\u5370\u5ea6\u652f\u4ed8"},"sameAs":["http:\/\/yinduzhifu.life"],"url":"https:\/\/www.yinduzhifu.life\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/posts\/452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/comments?post=452"}],"version-history":[{"count":1,"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/posts\/452\/revisions"}],"predecessor-version":[{"id":453,"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/posts\/452\/revisions\/453"}],"wp:attachment":[{"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/media?parent=452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/categories?post=452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yinduzhifu.life\/en\/wp-json\/wp\/v2\/tags?post=452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}