{"id":191,"date":"2024-12-05T10:20:01","date_gmt":"2024-12-05T02:20:01","guid":{"rendered":"http:\/\/yinduzhifu.life\/?p=191"},"modified":"2024-12-05T10:20:01","modified_gmt":"2024-12-05T02:20:01","slug":"%e5%8d%b0%e5%ba%a6%e5%8e%9f%e7%94%9f%e6%94%af%e4%bb%98-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e4%b8%8e%e6%94%af%e4%bb%98%e5%a4%84%e7%90%86%e5%99%a8%e7%9a%84%e5%8c%ba%e5%88%ab","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2024\/12\/05\/%e5%8d%b0%e5%ba%a6%e5%8e%9f%e7%94%9f%e6%94%af%e4%bb%98-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e4%b8%8e%e6%94%af%e4%bb%98%e5%a4%84%e7%90%86%e5%99%a8%e7%9a%84%e5%8c%ba%e5%88%ab\/","title":{"rendered":"Native Payments in India - Difference between Payment Gateway and Payment Processor"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts30.mm.bing.net\/th?q=phonepe29\" alt=\"\u652f\u4ed8\u7f51\u5173\u4e0e\u652f\u4ed8\u5904\u7406\u5668\u7684\u533a\u522b\" title=\"\u652f\u4ed8\u7f51\u5173\u4e0e\u652f\u4ed8\u5904\u7406\u5668\u7684\u533a\u522b\"><\/p>\n<p>\u3000\u3000### \u652f\u4ed8\u7f51\u5173\u4e0e\u652f\u4ed8\u5904\u7406\u5668\u7684\u533a\u522b<\/p>\n<p>\u3000\u3000#### \u4ec0\u4e48\u662f\u652f\u4ed8\u7f51\u5173<\/p>\n<p>\u3000\u3000\u652f\u4ed8\u7f51\u5173\u662f\u5546\u5bb6\u901a\u8fc7\u5176\u7f51\u7ad9\u6216\u5e94\u7528\u7a0b\u5e8f\u63a5\u6536\u6570\u5b57\u6216\u5728\u7ebf\u4ed8\u6b3e\u7684\u5173\u952e\u65b9\u5f0f\u3002\u5b83\u8fde\u63a5\u5546\u5bb6\u7684\u94f6\u884c\u8d26\u6237\u4e0e\u9700\u8981\u8f6c\u8d26\u7684\u5e73\u53f0\uff0c\u6388\u6743\u5546\u5bb6\u4f7f\u7528\u591a\u79cd\u652f\u4ed8\u65b9\u5f0f\uff0c\u5982\u7f51\u4e0a\u94f6\u884c\u3001\u4fe1\u7528\u5361\u3001\u501f\u8bb0\u5361\u3001UPI\u4ee5\u53ca\u5404\u7c7b\u5728\u7ebf\u94b1\u5305\uff0c\u786e\u4fdd\u8d44\u91d1\u7684\u5b89\u5168\u8f6c\u79fb\u3002<\/p>\n<p>\u3000\u3000#### \u4ec0\u4e48\u662f\u652f\u4ed8\u5904\u7406\u5668<\/p>\n<p>\u3000\u3000\u652f\u4ed8\u5904\u7406\u5668\u662f\u4e00\u79cd\u652f\u4ed8\u7cfb\u7edf\uff0c\u8d1f\u8d23\u7ba1\u7406\u5ba2\u6237\u7684\u4ea4\u6613\u5e76\u5141\u8bb8\u4ed6\u4eec\u8d2d\u4e70\u5546\u5bb6\u7684\u5546\u54c1\u548c\u670d\u52a1\u3002\u5b83\u4f5c\u4e3a\u6301\u5361\u4eba\u3001\u5546\u6237\u3001\u6536\u5355\u94f6\u884c\u548c\u53d1\u5361\u94f6\u884c\u4e4b\u95f4\u7684\u4e2d\u95f4\u4eba\uff0c\u901a\u8fc7\u4fe1\u7528\u5361\u3001\u501f\u8bb0\u5361\u6216\u94f6\u884c\u8d26\u6237\u7b49\u6e20\u9053\u6267\u884c\u5728\u7ebf\u4ea4\u6613\u3002<\/p>\n<p>\u3000\u3000#### \u652f\u4ed8\u7f51\u5173\u4e0e\u652f\u4ed8\u5904\u7406\u5668<\/p>\n<p>\u3000\u3000\u652f\u4ed8\u7f51\u5173\u8d1f\u8d23\u6536\u96c6\u3001\u9a8c\u8bc1\u548c\u6267\u884c\u6b3a\u8bc8\u68c0\u67e5\uff0c\u7136\u540e\u5c06\u4fe1\u7528\u5361\u4fe1\u606f\u53d1\u9001\u5230\u652f\u4ed8\u5904\u7406\u5668\u3002\u652f\u4ed8\u5904\u7406\u5668\u5219\u8d1f\u8d23\u5728\u5ba2\u6237\u94f6\u884c\u548c\u5546\u4e1a\u94f6\u884c\u4e4b\u95f4\u8def\u7531\u8fd9\u4e9b\u4fe1\u606f\uff0c\u8fdb\u884c\u8d44\u91d1\u8f6c\u79fb\u3002<\/p>\n<p>\u3000\u3000\u4ee5\u4e0b\u662f\u57fa\u4e8e\u4e0d\u540c\u53c2\u6570\u7684\u652f\u4ed8\u7f51\u5173\u548c\u652f\u4ed8\u5904\u7406\u5668\u4e4b\u95f4\u7684\u4e3b\u8981\u533a\u522b\uff1a<\/p>\n<p>\u3000\u3000- **\u5de5\u4f5c\u539f\u7406**\uff1a\u652f\u4ed8\u7f51\u5173\u6536\u96c6\u3001\u52a0\u5bc6\u548c\u9a8c\u8bc1\u4fe1\u7528\u5361\u4fe1\u606f\uff1b\u652f\u4ed8\u5904\u7406\u5668\u5728\u6301\u5361\u4eba\u3001\u5546\u6237\u3001\u6536\u5355\u94f6\u884c\u548c\u53d1\u5361\u94f6\u884c\u4e4b\u95f4\u8fdb\u884c\u901a\u4fe1\u3002<\/p>\n<p>\u3000\u3000- **\u5b9a\u4e49**\uff1a\u652f\u4ed8\u7f51\u5173\u6279\u51c6\u6216\u62d2\u7edd\u7f51\u7ad9\u4e0e\u5ba2\u6237\u4e4b\u95f4\u7684\u4ea4\u6613\uff1b\u652f\u4ed8\u5904\u7406\u5668\u8d1f\u8d23\u901a\u8fc7\u5546\u6237\u3001\u53d1\u5361\u94f6\u884c\u548c\u6536\u5355\u94f6\u884c\u4e4b\u95f4\u7684\u901a\u4fe1\u8fdb\u884c\u8d44\u91d1\u8f6c\u79fb\u3002<\/p>\n<p>\u3000\u3000- **\u5982\u4f55\u9009\u62e9**\uff1a\u652f\u4ed8\u7f51\u5173\u63d0\u4f9b\u4e0d\u540c\u7684\u4ed8\u6b3e\u65b9\u5f0f\uff1b\u652f\u4ed8\u5904\u7406\u5668\u786e\u4fddPCI\u5408\u89c4\u6027\u3001\u8f6f\u4ef6\u517c\u5bb9\u6027\u548c\u6b3a\u8bc8\u9884\u9632\u3002<\/p>\n<p>\u3000\u3000- **\u7528\u9014**\uff1a\u652f\u4ed8\u7f51\u5173\u5145\u5f53\u5361\u9a8c\u8bc1\u548c\u9884\u9632\u6b3a\u8bc8\u7684\u7ec8\u7aef\uff1b\u652f\u4ed8\u5904\u7406\u5668\u5145\u5f53\u5546\u5bb6\u548c\u91d1\u878d\u673a\u6784\u4e4b\u95f4\u7684\u8c03\u89e3\u4eba\uff0c\u4fc3\u8fdb\u4fe1\u7528\u5361\u4ea4\u6613\u3002<\/p>\n<p>\u3000\u3000- **\u9002\u7528\u573a\u666f**\uff1a\u652f\u4ed8\u7f51\u5173\u9002\u7528\u4e8e\u7535\u5b50\u5546\u52a1\u5546\u5e97\u548c\u65e0\u5361(CNP)\u4ea4\u6613\uff1b\u652f\u4ed8\u5904\u7406\u5668\u9002\u7528\u4e8ePOS\u548c\u9762\u5bf9\u9762\u4ea4\u6613\u3002<\/p>\n<p>\u3000\u3000- **\u662f\u5426\u65b9\u4fbf\u4ed8\u6b3e**\uff1a\u652f\u4ed8\u7f51\u5173\u4e0d\u76f4\u63a5\u5904\u7406\u4ed8\u6b3e\uff0c\u53ea\u4f20\u8fbe\u4ea4\u6613\u72b6\u6001\uff1b\u652f\u4ed8\u5904\u7406\u5668\u5219\u76f4\u63a5\u5904\u7406\u4ed8\u6b3e\u3002<\/p>\n<p>\u3000\u3000#### \u7535\u5b50\u652f\u4ed8\u7684\u7ec4\u6210\u90e8\u5206<\/p>\n<p>\u3000\u3000\u5728\u652f\u4ed8\u8fc7\u7a0b\u4e2d\uff0c\u5404\u65b9\u5171\u540c\u786e\u4fdd\u4ea4\u6613\u7684\u5b89\u5168\u4e0e\u987a\u5229\uff1a<\/p>\n<p>\u3000\u3000- **\u5ba2\u6237**\uff1a\u63d0\u4f9b\u4ed8\u6b3e\u4fe1\u606f\uff0c\u5982\u4fe1\u7528\u5361\u3001UPI\u6216\u94f6\u884c\u8be6\u7ec6\u4fe1\u606f\uff0c\u4ee5\u53d1\u8d77\u4ed8\u6b3e\u3002<\/p>\n<p>\u3000\u3000- **\u652f\u4ed8\u7f51\u5173**\uff1a\u5145\u5f53\u4e2d\u4ecb\uff0c\u52a0\u5bc6\u5ba2\u6237\u6570\u636e\u5e76\u6388\u6743\u4ea4\u6613\u3002<\/p>\n<p>\u3000\u3000- **\u6536\u5355\u94f6\u884c\uff08\u5546\u884c\uff09**\uff1a\u63a5\u6536\u6388\u6743\u4ea4\u6613\u5e76\u5904\u7406\u7ed3\u7b97\u3002<\/p>\n<p>\u3000\u3000- **\u5361\u7f51\u7edc\uff08\u5982Visa\u3001MasterCard\uff09**\uff1a\u4fc3\u8fdb\u6536\u5355\u94f6\u884c\u548c\u5ba2\u6237\u53d1\u5361\u94f6\u884c\u4e4b\u95f4\u7684\u8d44\u91d1\u8f6c\u79fb\u3002<\/p>\n<p>\u3000\u3000- **\u53d1\u5361\u884c\uff08\u5ba2\u6237\u94f6\u884c\uff09**\uff1a\u9a8c\u8bc1\u4ed8\u6b3e\u4fe1\u606f\u5e76\u786e\u4fdd\u6709\u8db3\u591f\u8d44\u91d1\u8fdb\u884c\u4ea4\u6613\u3002<\/p>\n<p>\u3000\u3000#### \u652f\u4ed8\u7f51\u5173\u5982\u4f55\u8fd0\u4f5c<\/p>\n<p>\u3000\u3000\u652f\u4ed8\u7f51\u5173\u5728\u5546\u5bb6\u70b9\u51fb\u201c\u7acb\u5373\u8d2d\u4e70\u201d\u65f6\u6267\u884c\u4ee5\u4e0b\u6b65\u9aa4\uff1a<\/p>\n<p>\u3000\u3000- **\u6570\u636e\u52a0\u5bc6**\uff1a\u5c06\u652f\u4ed8\u8be6\u7ec6\u4fe1\u606f\u8f6c\u6362\u4e3a\u96be\u4ee5\u7834\u8bd1\u7684\u4ee3\u7801\uff0c\u786e\u4fdd\u4fe1\u606f\u5b89\u5168\u3002<\/p>\n<p>\u3000\u3000- **\u5b89\u5168\u8fde\u63a5**\uff1a\u5728\u5546\u5bb6\u5728\u7ebf\u5546\u5e97\u548c\u94f6\u884c\u4e4b\u95f4\u521b\u5efa\u5b89\u5168\u8fde\u63a5\uff08\u901a\u5e38\u4f7f\u7528HTTPS\uff09\u3002<\/p>\n<p>\u3000\u3000- **\u6388\u6743\u8bf7\u6c42**\uff1a\u5411\u53d1\u5361\u94f6\u884c\u53d1\u9001\u6388\u6743\u8bf7\u6c42\u3002<\/p>\n<p>\u3000\u3000- **\u94f6\u884c\u6279\u51c6**\uff1a\u94f6\u884c\u5ba1\u6838\u8bf7\u6c42\uff0c\u5982\u679c\u4fe1\u606f\u9a8c\u8bc1\u901a\u8fc7\uff0c\u5219\u53d1\u9001\u201c\u5df2\u6279\u51c6\u201d\u4fe1\u53f7\u3002<\/p>\n<p>\u3000\u3000- **\u4ea4\u6613\u5b8c\u6210**\uff1a\u94f6\u884c\u6279\u51c6\u540e\uff0c\u4ea4\u6613\u5b8c\u6210\uff0c\u5546\u5bb6\u6536\u5230\u201c\u4ea4\u6613\u6210\u529f\u201d\u7684\u6d88\u606f\u3002<\/p>\n<p>\u3000\u3000#### \u4ec0\u4e48\u60c5\u51b5\u4e0b\u4f7f\u7528\u652f\u4ed8\u7f51\u5173<\/p>\n<p>\u3000\u3000\u5546\u5bb6\u5728\u4ee5\u4e0b\u60c5\u51b5\u4e0b\u9700\u8981\u4f7f\u7528\u652f\u4ed8\u7f51\u5173\uff1a<\/p>\n<p>\u3000\u3000- **\u7535\u5b50\u5546\u52a1\u5546\u5e97**\uff1a\u5b9e\u73b0\u5b89\u5168\u3001\u4fbf\u6377\u7684\u4ea4\u6613\uff0c\u57f9\u517b\u5ba2\u6237\u4fe1\u4efb\u3002<\/p>\n<p>\u3000\u3000- **\u5c0f\u578b\u4f01\u4e1a**\uff1a\u5728\u7ebf\u8fd0\u8425\u6216\u63a5\u53d7\u6570\u5b57\u652f\u4ed8\u65f6\uff0c\u63d0\u9ad8\u4ea4\u6613\u6548\u7387\u3002<\/p>\n<p>\u3000\u3000- **\u8ba2\u9605\u670d\u52a1**\uff1a\u7b80\u5316\u5b9a\u671f\u8ba1\u8d39\uff0c\u786e\u4fdd\u5ba2\u6237\u8f7b\u677e\u4ed8\u6b3e\u3002<\/p>\n<p>\u3000\u3000- **\u6350\u8d60\u548c\u7b79\u6b3e**\uff1a\u975e\u8425\u5229\u7ec4\u7ec7\u548c\u6148\u5584\u673a\u6784\u5229\u7528\u652f\u4ed8\u7f51\u5173\u4fc3\u8fdb\u5728\u7ebf\u6350\u8d60\u3002<\/p>\n<p>\u3000\u3000#### \u652f\u4ed8\u5904\u7406\u5668\u5982\u4f55\u8fd0\u4f5c<\/p>\n<p>\u3000\u3000\u652f\u4ed8\u5904\u7406\u5668\u5904\u7406\u5728\u7ebf\u4ea4\u6613\u7684\u7cfb\u7edf\uff0c\u4ee5\u4e0b\u662f\u5176\u5de5\u4f5c\u6d41\u7a0b\uff1a<\/p>\n<p>\u3000\u3000- **\u4ea4\u6613\u542f\u52a8**\uff1a\u5546\u5bb6\u586b\u5199\u8d2d\u7269\u8f66\u5e76\u70b9\u51fb\u4ed8\u6b3e\u9009\u9879\u5361\uff0c\u652f\u4ed8\u5904\u7406\u5668\u5f00\u59cb\u8fd0\u884c\u3002<\/p>\n<p>\u3000\u3000- **\u5546\u6237\u5230\u5904\u7406\u5546**\uff1a\u5546\u6237\u5c06\u4ed8\u6b3e\u8be6\u7ec6\u4fe1\u606f\u53d1\u9001\u5230\u652f\u4ed8\u5904\u7406\u5546\u3002<\/p>\n<p>\u3000\u3000- **\u5904\u7406\u5546\u5230\u94f6\u884c**\uff1a\u652f\u4ed8\u5904\u7406\u5546\u4e0e\u53d1\u5361\u94f6\u884c\u901a\u4fe1\uff0c\u786e\u8ba4\u8d44\u91d1\u53ef\u7528\u6027\u3002<\/p>\n<p>\u3000\u3000- **\u94f6\u884c\u786e\u8ba4**\uff1a\u94f6\u884c\u5ba1\u6838\u8bf7\u6c42\uff0c\u5982\u679c\u8d44\u91d1\u5145\u8db3\uff0c\u5219\u53d1\u56de\u201c\u5df2\u6279\u51c6\u201d\u4fe1\u53f7\u3002<\/p>\n<p>\u3000\u3000- **\u4ea4\u6613\u5b8c\u6210**\uff1a\u652f\u4ed8\u5904\u7406\u5668\u901a\u77e5\u5546\u5bb6\u4ea4\u6613\u5b8c\u6210\uff0c\u5546\u5bb6\u6536\u5230\u8ba2\u5355\u786e\u8ba4\u4fe1\u606f\u3002<\/p>\n<p>\u3000\u3000#### \u4ec0\u4e48\u60c5\u51b5\u4e0b\u4f7f\u7528\u652f\u4ed8\u5904\u7406\u5668<\/p>\n<p>\u3000\u3000\u5546\u5bb6\u5728\u4ee5\u4e0b\u60c5\u51b5\u4e0b\u5e94\u8003\u8651\u4f7f\u7528\u652f\u4ed8\u5904\u7406\u5668\uff1a<\/p>\n<p>\u3000\u3000- **\u9ad8\u4ea4\u6613\u91cf**\uff1a\u6709\u6548\u5904\u7406\u5927\u91cf\u4ea4\u6613\uff0c\u5982\u7e41\u5fd9\u7684\u96f6\u552e\u5546\u5e97\u6216\u7535\u5b50\u5546\u52a1\u5e73\u53f0\u3002<\/p>\n<p>\u3000\u3000- **\u4fe1\u7528\u5361\u4ed8\u6b3e**\uff1a\u64c5\u957f\u5904\u7406\u4fe1\u7528\u5361\u4ed8\u6b3e\uff0c\u5bf9\u4e8e\u4f9d\u8d56\u4fe1\u7528\u5361\u4ea4\u6613\u7684\u4e1a\u52a1\u81f3\u5173\u91cd\u8981\u3002<\/p>\n<p>\u3000\u3000- **POS\u7cfb\u7edf**\uff1a\u4f7f\u7528POS\u7cfb\u7edf\u7684\u4f01\u4e1a\uff0c\u65e0\u8bba\u5b9e\u4f53\u5e97\u8fd8\u662f\u9910\u996e\u4e1a\uff0c\u5747\u53ef\u4ece\u4e2d\u53d7\u76ca\u3002<\/p>\n<p>\u3000\u3000- **\u5168\u7403\u6269\u5f20**\uff1a\u7b80\u5316\u5904\u7406\u4e0d\u540c\u8d27\u5e01\u548c\u652f\u4ed8\u65b9\u5f0f\u7684\u590d\u6742\u6027\uff0c\u52a9\u529b\u5168\u7403\u4e1a\u52a1\u6269\u5c55\u3002<\/p>\n<p>\u3000\u3000##### 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