{"id":109,"date":"2024-11-28T15:24:06","date_gmt":"2024-11-28T07:24:06","guid":{"rendered":"http:\/\/yinduzhifu.life\/?p=109"},"modified":"2024-11-28T15:24:06","modified_gmt":"2024-11-28T07:24:06","slug":"%e5%8d%b0%e5%ba%a6%e5%8e%9f%e7%94%9f%e5%94%a4%e9%86%92-%e5%8d%b0%e5%ba%a6%e7%bb%9f%e4%b8%80%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a32021%e5%b9%b4%e5%9b%9b%e6%9c%88%e4%ba%a4%e6%98%93%e9%87%8f%e8%be%be","status":"publish","type":"post","link":"https:\/\/www.yinduzhifu.life\/en\/2024\/11\/28\/%e5%8d%b0%e5%ba%a6%e5%8e%9f%e7%94%9f%e5%94%a4%e9%86%92-%e5%8d%b0%e5%ba%a6%e7%bb%9f%e4%b8%80%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a32021%e5%b9%b4%e5%9b%9b%e6%9c%88%e4%ba%a4%e6%98%93%e9%87%8f%e8%be%be\/","title":{"rendered":"Native Wake India - India's Unified Payments Interface reaches 2.64 billion transactions in April 2021, down from March"},"content":{"rendered":"

\"India's<\/p>\n

\u3000\u3000India's Unified Payment Interface Transaction Volume Analysis: 2.64 billion transactions in April, down year-on-year<\/p>\n

\u3000\u3000The Unified Payments Interface of India (UPI) recorded 2.64 billion transactions in April 2021, down from March. According to the latest data released by the National Payments Corporation of India (NPCI), the total transaction value reached Rs 4,93,663 crore.<\/p>\n

\u3000\u3000Although the total number of transactions in April was down from 2.73 billion in March, the average daily volume on the Unified Payments Interface (UPI) has remained virtually unchanged over the past two months at nearly 88 million transactions.<\/p>\n

\u3000\u3000In the unified payment interface ecosystem, PhonePe, Google Pay and Paytm accounted for more than 901 TP3T of market share. In March, PhonePe processed 1,199.51 million transactions with a market share of 44%, followed by Google Pay's 957.1 million transactions with a market share of 35%.<\/p>\n

\u3000\u3000Unified Payment Interface app market share statistics for April are not yet available.<\/p>\n

\u3000\u3000In an effort to prevent Unified Payment Interface apps from becoming overly reliant on other third-party apps, the National Payments Corporation of India is considering limiting the market share of such apps to 301 TP3T. India's financial regulator issued guidelines in March stating that apps and their partner banks will have to stop registering new users if they reach a market share of 30%.<\/p>\n

\u3000\u3000However, the National Payments Corporation of India (NPCI) may grant exemptions to top-tier firms, meaning that certain firms could be exempted from the new guidelines.<\/p>\n

\u3000\u3000The National Payments Corporation of India (NPCI) is also planning to expand its Unified Payments Interface (UPI) payment services to overseas markets and has already entered into partnerships with a number of financial software and systems companies. For this purpose, they have set up a new entity, NPCI International Payments Limited (NIPL), to explore payment use cases outside the Indian market.<\/p>\n

\u3000\u3000Atpay is a professional provider of payment solutions, deeply involved in payment services in India for many years, providing payment functionality to countless clients at home and abroad. We are confident in payment integration as well as high-risk payment processing and welcome inquiries and conversations.<\/p>","protected":false},"excerpt":{"rendered":"

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